Affiliate onboarding and verification

Approval is required

Cash affiliates will be separately empanelled partners. Creating a Rusaka Markets account or making referrals will not automatically create affiliate status.

• Application and disclosure of promotion channels.
• Identity KYC for individuals or KYB, signatory, and beneficial-owner checks for businesses.
• PAN and applicable tax profile; GST information where applicable.
• Verified payout bank account with name matching, step-up authentication, and change cooldown.
• Acceptance of the current affiliate agreement and marketing rules.
• Compliance, fraud-risk, and manual approval before activation.

Secure verification flow

When the verification capability is active, an Indian individual affiliate enters PAN name and date of birth for a consent-bound official-record match, completes Aadhaar identity verification on a provider-hosted DigiLocker page, and verifies the payout account through an INR 1 penny-drop and beneficiary-name match.

For non-individual applicants, Rusaka Markets also checks GSTIN registration where applicable. Companies and LLPs must match an active MCA record using CIN or LLPIN; other entity types or a declaration of no GST registration enter human review where registry coverage is incomplete.

Provider success alone will not guarantee approval. Mismatches and uncertain results will enter a documented review process rather than being represented as verified.

• PAN, GSTIN, CIN or LLPIN, bank account, IFSC and payout trace references are encrypted at rest and restricted to authorised compliance or finance operations.
• Ordinary screens and APIs expose only masked identifiers and derived verification states.
• Rusaka Markets does not store the full Aadhaar number, Aadhaar OTP, biometric data, or raw DigiLocker documents in the affiliate verification store.
• Repeated attempts are limited, successful checks are reused to avoid unnecessary billed calls, and provider failures remain retryable without marking an applicant verified.