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IND AS · INR crore
| Metric | 2026 | 2025 | 2024 |
|---|---|---|---|
| Total Liabilities Shareholders' Equity | 2,797.81 | 2,227.32 | 2,635.06 |
| Cash Equivalents | 398.88 | Not available | Not available |
| Other Liabilities Total | 86.84 | 3.22 | 2.59 |
| Long Term Debt | 1,775.72 | 1,232.32 | 1,724.93 |
| Common Stock Total | 10.51 | 10.49 | 10.48 |
| Accounts Payable | 1.91 | 1.24 | 1.99 |
| Total Long Term Debt | 1,775.72 | 1,242.57 | 1,743.59 |
| Total Assets | 2,797.81 | 2,227.32 | 2,635.06 |
| Total Equity | 933.33 | 874.41 | 812.69 |
| Long Term Investments | 118.45 | 374.97 | 413.75 |
| Retained Earnings(Accumulated Deficit) | 922.82 | 468.26 | 411.35 |
| Total Common Shares Outstanding | 1.05 | 1.05 | 1.05 |
| Other Assets Total | 4.82 | 0.42 | 0.29 |
| Other Long Term Assets Total | 21.67 | 26.05 | 19.47 |
| Tangible Book Valueper Share Common Eq | 887.8 | 833.24 | 775.42 |
| Total Liabilities | 1,864.48 | 1,352.9 | 1,822.37 |
| Note Receivable-Long Term | 2,219.81 | 1,685.3 | 2,034.21 |
| Total Debt | 1,775.72 | 1,242.57 | 1,743.59 |
| Cashand Short Term Investments | 398.88 | 67.75 | 118.59 |
| Property/Plant/Equipment Total-Net | 34.18 | 30.94 | 7.37 |
| Accumulated Depreciation Total | Not available | -6.31 | -7.09 |
| Accrued Expenses | Not available | 8.55 | 0.86 |
| Other Equity Total | Not available | 0.41 | -1.4 |
| Prepaid Expenses | Not available | 0.43 | 10.79 |
| Additional Paid-In Capital | Not available | 395.26 | 392.25 |
| Cash | Not available | 67.75 | 118.59 |
| Property/Plant/Equipment Total-Gross | Not available | 37.05 | 12 |
| Total Receivables Net | Not available | 41.15 | 30.3 |
| Notes Payable/Short Term Debt | Not available | 0 | 0 |
| Accounts Receivable-Trade Net | Not available | 25.42 | 18.49 |
| Other Currentliabilities Total | Not available | 97.32 | 73.34 |
| Intangibles Net | Not available | 0.3 | 0.29 |
| Capital Lease Obligations | Not available | 10.25 | 18.66 |
Debt 5Yr CAGR %19.74
Operating Margin 12m43.17
Operating Margin 5y Avg55.17
Net Profit Margin 12m8.86
Net Profit Margin 5y15.5
Dividend Yield %0
Price to Sale Ratio3.22
Overall RiskHigh risk
Board Risk45
Only peers present in the company profile payload are displayed.
| Company | Price | Market cap | P/E | Research |
|---|---|---|---|---|
| Bajaj Finance | INR 1,058.5 | 6.58 L | 25.01 | — |
| Shriram Finance | INR 1,048.1 | 2.46 L | 13.87 | — |
| Jio Financial Services | INR 234.8 | 1.55 L | 95.47 | — |
| Tata Capital | INR 346.3 | 1.47 L | 20.47 | — |
| Power Finance Corporation | INR 411.8 | 1.36 L | 5.42 | — |
Source, timestamp and external destination are shown. Provider relevance scores are not available.
Arman Financial Consolidated March 2026 Net Sales at Rs 175.58 crore, down 11.92% Y-o-Y Moneycontrol.com
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Posts are linked to the canonical company record. Community BUY, NEUTRAL and SELL opinions are user-generated, moderated and separate from analyst consensus and Rusaka Markets AI.
Arman Financial Services Limited is an India-based holding company. The Company is a non-banking finance company (NBFC). It is engaged primarily in the business of Financing. The Company and its subsidiary are engaged in the business of providing Micro, Small and Medium Enterprise loans (MSME), TwoWheeler loans (TW), Loan again property (LAP) and Micro Finance Joint Liability Groups (JLG) Loans. It offers products such as Two Wheeler, which offers two wheeler financing for all models of motorcycles, mopeds, scooterettes and scooters of Hero, Honda, Bajaj, TVS, HMSI, Suzuki, Yamaha, and Royal Enfield; and MSME, it offers term loans to the underserved non-group micro-enterprise segment of the Indian market. The Company has one subsidiary, Namra Finance Limited, which is a non-deposit taking NBFC - Microfinance Institution (NBFC-MFI). Its subsidiary is engaged in providing microfinance loans (MFL) to Joint Liability Groups (JLGs), with a focus on women entrepreneurs.
Arman Financial Services has the symbol ARMANFIN and ISIN - INE109C01017.
Arman Financial Services is currently trading at INR 1,898.00.
Arman Financial Services has a year high of INR 2,158.60 and a year low of INR 1,301.00.
Arman Financial Services has a market capitalization of INR 2,055.38 crore.
Arman Financial Services has a P/E ratio of 24.92.
Arman Financial Services has a dividend yield of 0.00%.
Arman Financial Services has revenue of INR 638.95 crore, net income of INR 56.61 crore, and EPS of INR 145.99.
Arman Financial Services has a book value of INR 887.80.
Arman Financial Services has a debt-to-equity ratio of NA.
Arman Financial Services has a price-to-book ratio of 2.14 and a price-to-sales ratio of 3.22.
Corporate-action adjustment is provider-defined. Rusaka Markets research and computed indicators are not investment advice.