Aadhar Housing Finance AADHARHFC
Price and key statistics
Reported and computed values remain separate; missing values are not converted to zero.
Research path: Interpret Aadhar Housing Finance's snapshot alongside the wider market dashboard, the financial-statement research guide and the valuation-ratios field guide.
AI analysis and Advanced tools for AADHARHFC
Analysis, reports, chat and Advanced access use the same Rusaka Markets account. The backend remains authoritative for roles, subscriptions, credits and permissions.
Interactive price chart
Crosshair, OHLCV tooltip, indicators, volume, zoom and pan use the same candle API as the advanced workspace.
Daily technical summary
Calculated from validated daily candles. Descriptive research only.
Indicators describe price behaviour and volatility; they are not a BUY, NEUTRAL or SELL recommendation.
Financial statements
IND AS · INR crore
| Metric | 2026 | 2025 | 2024 |
|---|---|---|---|
| Total Liabilities Shareholders' Equity | 27,398.84 | 23,223.96 | 19,093.06 |
| Accumulated Depreciation Total | -45.83 | -34.36 | -28.62 |
| Cash Equivalents | 626.52 | 776.58 | 301.59 |
| Other Liabilities Total | 535.98 | 72.57 | 278.67 |
| Accrued Expenses | 215.43 | 176.23 | 151.81 |
| Long Term Debt | 15,179.11 | 14,179.79 | 12,076.6 |
| Common Stock Total | 435.7 | 431.38 | 394.76 |
| Other Equity Total | 2.5 | -3.73 | Not available |
| Prepaid Expenses | 35.41 | 18.93 | 32.99 |
| Total Assets | 27,398.84 | 23,223.96 | 19,093.06 |
| Current Portof LT Debt/Capital Leases | 3,564.21 | 2,142.09 | 1,881.84 |
| Additional Paid-In Capital | 2,361.77 | 2,310.77 | 1,337 |
| Cash | 88.11 | 101.79 | 54.67 |
| Total Equity | 7,540.89 | 6,372.29 | 4,449.75 |
| Long Term Investments | 887.42 | 1,344.45 | 1,379.12 |
| Retained Earnings(Accumulated Deficit) | 4,740.92 | 3,633.87 | 2,717.99 |
| Total Common Shares Outstanding | 43.57 | 43.14 | 42.65 |
| Property/Plant/Equipment Total-Gross | 181.79 | 123.68 | 107.17 |
| Tangible Book Valueper Share Common Eq | 173.04 | 147.66 | 104.3 |
| Total Liabilities | 19,857.95 | 16,851.67 | 14,643.31 |
| Total Debt | 18,853.13 | 16,385.14 | 14,009.53 |
| Cashand Short Term Investments | 714.63 | 878.37 | 356.26 |
| Total Receivables Net | 446.22 | 377.77 | 289.23 |
| Notes Payable/Short Term Debt | 0 | 0 | 0 |
| Deferred Income Tax | 5.63 | 2.13 | 2.15 |
| Accounts Receivable-Trade Net | 27.02 | 25.28 | 19.53 |
| Property/Plant/Equipment Total-Net | 135.96 | 89.32 | 78.55 |
| Accounts Payable | 214.71 | 215.05 | 199.95 |
| Other Currentliabilities Total | 33.07 | 0.55 | 1.2 |
| Total Long Term Debt | 15,288.92 | 14,243.05 | 12,127.69 |
| Other Assets Total | 84.31 | 11.68 | 50.09 |
| Intangibles Net | 1.56 | 2.55 | 1.27 |
| Other Long Term Assets Total | 250.64 | 16.27 | 2.52 |
| Note Receivable-Long Term | 24,842.69 | 20,484.62 | 16,903.03 |
| Capital Lease Obligations | 109.81 | 63.26 | 51.09 |
Valuation and ratios
Valuation
PEG Ratio0.79
Price to Sale Ratio6.11
Growth
Debt 5Yr CAGR %12.71
Margins
Operating Margin 12m74.75
Operating Margin 5y Avg75.14
Net Profit Margin 12m30.03
Net Profit Margin 5y28.52
Yield
Dividend Yield %0
Source-qualified signals
Risk metrics
Overall RiskBalanced risk
Board Risk32.02
Analyst consensus
ConsensusStrong Buy
Consensus score1.36
Analyst opinions11
Strong Sell count0
Sell count0
Hold count0
Buy count4
Strong Buy count7
Provider consensus uses a 1 (Strong Buy) to 5 (Strong Sell) score. The payload does not include price targets, so none are inferred from 52-week prices or recommendation percentages.Peer comparison
Only peers present in the company profile payload are displayed.
| Company | Price | Market cap | P/E | Research |
|---|---|---|---|---|
| Bajaj Finance | INR 1,149.9 | 7.16 L | 25.01 | — |
| Shriram Finance | INR 1,139 | 2.68 L | 13.87 | — |
| Jio Financial Services | INR 264 | 1.74 L | 95.47 | — |
| Tata Capital | INR 382.9 | 1.62 L | 20.47 | — |
| Power Finance Corporation | INR 416.5 | 1.37 L | 5.42 | — |
Ownership
- Promoter
- 64.66%
- FII
- 5.80%
- MF
- 6.70%
- Other
- 22.84%
Latest relevant news
Source, timestamp and external destination are shown. Provider relevance scores are not available.
Compare with Equitymaster
Aadhar Housing Finance - Paytm among 4 stocks that closed crossing above VWAP The Economic Times
Aadhar Housing Finance to hold 36th AGM on August 6, 2026 scanx.trade
BHEL, Aadhar Housing, Tata Chemicals: Top stocks to buy — Price targets, stop loss & more MSN
Price to book forward of Aadhar Housing Finance Ltd – NSE:AADHARHFC TradingView
Aadhar Housing Finance Ltd Actuals & Estimates (BSE:AADHARHFC) TradingView
Events
- annual General MeetingAGM
- board MeetingsQuarterly Results
- board MeetingsAudited Results
- board MeetingsQuarterly Results
- annual General MeetingPOM
- board MeetingsQuarterly Results
- board MeetingsEmployees Stock Option Plan
- board Meetings(Cancelled)
- board MeetingsQuarterly Results
- board MeetingsAudited Results
- board MeetingsQuarterly Results & Fund Raising
- board MeetingsQuarterly Results
- annual General MeetingAGM
- board Meetingsinter alia ,consider and approve the General Information Memorandum for NCD issuance of upto Rs. 2000 cr. (fresh limit) on private placement basis in various series/ tranches.
- board MeetingsAudited Results
Discussion and sentiment for Aadhar Housing Finance
Posts are linked to the canonical company record. Community BUY, NEUTRAL and SELL opinions are user-generated, moderated and separate from analyst consensus and Rusaka Markets AI.
Community discussion loads as you approach this section.
Business information
What the company does
Aadhar Housing Finance Limited is an India-based retail-focused housing finance company (HFC) that primarily serves the low-income housing segment. It primarily targets economically weaker and low-to-middle-income individuals seeking small-ticket mortgage loans. Most customers are first-time home buyers with limited access to formal credit. It also provides loans against property, as well as financing for property renovation, extensions, purchase of commercial properties and self-occupied residential properties. The loans offered by the Company include a home loan for salaried employees; home loan for self-employed; loan for plot purchase and construction; home improvement loan; home extension loan; loan against residential commercial property (LAP); balance transfer and top up; loan for purchase of non-residential property; home construction loan; loan for plot purchase; loan for construction of non-residential property; Aadhar Gram Unnati; PMAY 2.0, and Aadhar Green Housing.
Company facts
- Industry
- Consumer Financial Services
- Sector
- Consumer Financial Services
- NSE Code
- AADHARHFC
- BSE Code
- 544176
Stock FAQ
What is the symbol and ISIN of Aadhar Housing Finance?
Aadhar Housing Finance has the symbol AADHARHFC and ISIN - INE883F01010.
What is the latest recorded price of Aadhar Housing Finance?
The latest available recorded price of Aadhar Housing Finance is INR 514.90 as of 2026-08-06T20:52:31.574Z. This is a source-stamped snapshot, not a live quote.
What are the year high and year low of Aadhar Housing Finance?
Year high: INR 563.00. Year low: INR 425.05.
What is the market capitalization of Aadhar Housing Finance?
Market capitalization: INR 22,441.95 crore.
What is the P/E ratio of Aadhar Housing Finance?
P/E ratio: 19.62.
What is the dividend yield of Aadhar Housing Finance?
Dividend yield: 0.00%.
How is the financial performance of Aadhar Housing Finance based on revenue, net income, and EPS?
Revenue: INR 3,672.58 crore. Net income: INR 1,095.88 crore. EPS: INR 27.32.
What are the price-to-book and price-to-sales ratios of Aadhar Housing Finance?
Price-to-book ratio is unavailable in the current source. Price-to-sales ratio: 6.11.
Corporate-action adjustment is provider-defined. Rusaka Markets research and computed indicators are not investment advice.

