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UTKARSHBNK · NSEBSE SENSEX74,336.45+0.45%BSE |
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UT
NSE · Equity shares · Regional Banks-0.38 · -2.68%
Utkarsh Small Finance Bank UTKARSHBNK
NSE:INR 13.82
BSE:INR 13.9
Data quality and coveragePrice, company fundamentals and optional research feeds are tracked separately.
Headline priceLast market snapshot
Company fundamentalsStale · last-known data
Research sections9 of 9 availableMissing source values remain unavailable, never zero-filled.
AI analysis and Advanced tools for UTKARSHBNK
Analysis, reports, chat and Advanced access use the same Rusaka Markets account. The backend remains authoritative for roles, subscriptions, credits and permissions.
Snapshot
Price and key statistics
Reported and computed values remain separate; missing values are not converted to zero.
Previous closeINR 14.2
Day rangeINR 13.76 — INR 14.39
52-week rangeINR 10.12 — INR 23.3
Volume1.39 Cr
Market cap2,660.39
P/ENot available
Fundamental highlightsReported values unless marked as computed
Revenue (INR Cr)3,378.78
Net Income (INR Cr)-1,150.98
Rev Growth (5 Year %)16.4
Book Value15.6
EPS-8.37
Price/BV0.89Computed
Research path: Interpret Utkarsh Small Finance Bank's snapshot alongside the wider market dashboard, the financial-statement research guide and the valuation-ratios field guide.
Validated OHLC
Interactive price chart
Crosshair, OHLCV tooltip, indicators, volume, zoom and pan use the same candle API as the advanced workspace.
UTKARSHBNKUtkarsh Small Finance Bank1d · INR · NSE
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Auditable calculations
Daily technical summary
Calculated from validated daily candles. Descriptive research only.
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Indicators describe price behaviour and volatility; they are not a BUY, NEUTRAL or SELL recommendation.
Company reporting
Financial statements
IND AS · INR crore
| Metric | 2026 | 2025 | 2024 |
|---|---|---|---|
| Net Loans | 16,811.81 | 18,030.74 | 15,902.01 |
| Total Liabilities Shareholders' Equity | 28,869.07 | 28,127.44 | 23,902.68 |
| Accumulated Depreciation Total | -352.64 | -306.74 | -237.43 |
| Other Liabilities Total | 438.89 | 366.61 | 678.26 |
| Long Term Debt | 1,159.81 | 1,524.84 | 918.43 |
| Common Stock Total | 1,779.52 | 1,101.61 | 1,099.46 |
| Total Assets | 28,869.07 | 28,127.44 | 23,902.68 |
| Current Portof LT Debt/Capital Leases | 1,669.63 | 829.93 | 1,076.65 |
| Additional Paid-In Capital | 820.83 | 560.93 | 554.28 |
| Total Equity | 2,775.6 | 2,974.5 | 2,973.19 |
| Retained Earnings(Accumulated Deficit) | 173.17 | 1,286.51 | 1,307.53 |
| Total Common Shares Outstanding | 177.95 | 129.76 | 129.51 |
| Total Short Term Borrowings | 138.68 | 129.66 | 183.98 |
| Property/Plant/Equipment Total-Gross | 810.47 | 693.66 | 549.01 |
| Tangible Book Valueper Share Common Eq | 15.6 | 22.92 | 22.96 |
| Other Earning Assets Total | 7,268.31 | 5,607.66 | 5,204.25 |
| Total Liabilities | 26,093.47 | 25,152.93 | 20,929.49 |
| Total Debt | 2,968.11 | 2,484.42 | 2,179.07 |
| Property/Plant/Equipment Total-Net | 457.83 | 386.92 | 311.58 |
| Cash Duefrom Banks | 3,224.75 | 3,472.58 | 1,965.49 |
| Accounts Payable | 1,032.48 | 736.2 | 599.56 |
| Total Long Term Debt | 1,159.81 | 1,524.84 | 918.43 |
| Other Assets Total | 633.21 | 512.19 | 414.25 |
| Other Long Term Assets Total | 473.16 | 117.34 | 105.1 |
| Unrealized Gain(Loss) | 2.07 | 25.45 | 11.92 |
| Total Deposits | 21,653.98 | 21,565.7 | 17,472.6 |
Fundamentals
Valuation and ratios
Growth
Debt 5Yr CAGR %2.32
Margins
Operating Margin 12m-78.98
Operating Margin 5y Avg-1.46
Net Profit Margin 12m-60.33
Net Profit Margin 5y-1.65
Yield
Dividend Yield %0
Valuation
Price to Sale Ratio0.79
Risk and consensus
Source-qualified signals
Risk metrics
Overall RiskHigh risk
Board Risk46.65
Analyst consensus
ConsensusStrong Buy
Consensus score1.00
Analyst opinions1
Strong Sell count0
Sell count0
Hold count0
Buy count0
Strong Buy count1
Provider consensus uses a 1 (Strong Buy) to 5 (Strong Sell) score. The payload does not include price targets, so none are inferred from 52-week prices or recommendation percentages.Industry context
Peer comparison
Only peers present in the company profile payload are displayed.
| Company | Price | Market cap | P/E | Research |
|---|---|---|---|---|
| HDFC Bank | INR 750.8 | 11.56 L | 16.52 | — |
| ICICI Bank | INR 1,440.5 | 10.33 L | 19.32 | — |
| State Bank of India | INR 1,021.55 | 9.43 L | 11.78 | — |
| Kotak Mahindra Bank | INR 380.05 | 3.78 L | 20.21 | — |
| Union Bank of India | INR 170.6 | 1.30 L | 6.59 | — |
Shareholding
Ownership
- Promoter
- 42.67%
- FII
- 11.90%
- MF
- 0.18%
- Other
- 45.43%
Company intelligence
Latest relevant news
Source, timestamp and external destination are shown. Provider relevance scores are not available.
Utkarsh Small Finance Bank Limited Approves Call Option Exercise for Redemption of 1,950 Rated, Listed, Unsecured, Redeemable, Lower Tier II Bonds - marketscreener.comMarket news · 21 Jul 2026, 7:25 pm
Utkarsh Small Finance Bank Limited Approves Call Option Exercise for Redemption of 1,950 Rated, Listed, Unsecured, Redeemable, Lower Tier II Bonds marketscreener.com
Utkarsh Small Finance Bank to redeem ₹195 Cr Lower Tier II Bonds - scanx.tradeMarket news · 21 Jul 2026, 12:48 pm
Utkarsh Small Finance Bank to redeem ₹195 Cr Lower Tier II Bonds scanx.trade
UJJIVANSFB Share Price Today - Ujjivan Small Finance Bank on NSE/BSE - scanx.tradeMarket news · 16 Jul 2026, 2:43 am
UJJIVANSFB Share Price Today - Ujjivan Small Finance Bank on NSE/BSE scanx.trade
125USFB27 Bond Coupon Profile — Rate & Payments - TradingViewMarket news · 15 Jul 2026, 10:42 pm
125USFB27 Bond Coupon Profile — Rate & Payments TradingView
Utkarsh Small Finance Bank sets 10th AGM for August 04, 2026 - scanx.tradeMarket news · 13 Jul 2026, 12:30 pm
Utkarsh Small Finance Bank sets 10th AGM for August 04, 2026 scanx.trade
Small Finance Banks Shift Strategy to Manage Microfinance Growth - WhalesbookMarket news · 8 Jul 2026, 9:42 am
Small Finance Banks Shift Strategy to Manage Microfinance Growth Whalesbook
Corporate actions
Events
- annual General MeetingAGM
- board MeetingsOthers
- board MeetingsTo consider Fund Raising
- board MeetingsAudited Results
- annual General MeetingCOM
- annual General MeetingPOM
- board MeetingsQuarterly Results
- board MeetingsQuarterly Results
Rusaka Markets Community
Discussion and sentiment for Utkarsh Small Finance Bank
Posts are linked to the canonical company record. Community BUY, NEUTRAL and SELL opinions are user-generated, moderated and separate from analyst consensus and Rusaka Markets AI.
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Company profile
Business information
What the company does
Utkarsh Small Finance Bank Limited (the Bank) is an India-based small finance bank. The Bank is engaged in providing banking and financial services with a focus on providing microfinance to the underserved and unserved sections of the country. Its lending activities are primarily focused on rural and semi-urban locations of the country, while its other services are spread across the country. Its segments include Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations. The Corporate/Wholesale Banking segment includes lending, deposits, and other banking services provided to corporate customers of the Bank. The Retail Banking segment includes lending, deposits, and other banking services provided to retail customers of the Bank through a branch network. The Treasury segment includes dealings in statutory liquidity ratio (SLR) and non-SLR investments, maintenance of reserve requirements, and resource mobilization from other banks and financial institutions.
Company facts
- Industry
- Regional Banks
- Sector
- Regional Banks
- NSE Code
- UTKARSHBNK
- BSE Code
- 543942
Questions
Stock FAQ
What is the symbol and ISIN of Utkarsh Small Finance Bank?
Utkarsh Small Finance Bank has the symbol UTKARSHBNK and ISIN - INE735W01017.
What is the current price of Utkarsh Small Finance Bank?
Utkarsh Small Finance Bank is currently trading at INR 13.82.
What are the year high and year low of Utkarsh Small Finance Bank?
Utkarsh Small Finance Bank has a year high of INR 23.30 and a year low of INR 10.12.
What is the market capitalization of Utkarsh Small Finance Bank?
Utkarsh Small Finance Bank has a market capitalization of INR 2,660.39 crore.
What is the P/E ratio of Utkarsh Small Finance Bank?
Utkarsh Small Finance Bank has a P/E ratio of NA.
What is the dividend yield of Utkarsh Small Finance Bank?
Utkarsh Small Finance Bank has a dividend yield of 0.00%.
How is the financial performance of Utkarsh Small Finance Bank based on revenue, net income, and EPS?
Utkarsh Small Finance Bank has revenue of INR 3,378.78 crore, net income of INR -1,150.98 crore, and EPS of INR -8.05.
What is the book value of Utkarsh Small Finance Bank?
Utkarsh Small Finance Bank has a book value of INR 15.60.
What is the debt-to-equity ratio of Utkarsh Small Finance Bank?
Utkarsh Small Finance Bank has a debt-to-equity ratio of NA.
What are the price-to-book and price-to-sales ratios of Utkarsh Small Finance Bank?
Utkarsh Small Finance Bank has a price-to-book ratio of 0.89 and a price-to-sales ratio of 0.79.
Corporate-action adjustment is provider-defined. Rusaka Markets research and computed indicators are not investment advice.