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IND AS · INR crore
| Metric | 2026 | 2025 | 2024 |
|---|---|---|---|
| Net Loans | 12,878.76 | 9,973.74 | 8,077.76 |
| Total Liabilities Shareholders' Equity | 19,883.96 | 15,614.39 | 12,377.68 |
| Other Liabilities Total | 625.21 | 353.36 | 233.26 |
| Cash Duefrom Banks | 2,098.76 | 1,530 | 858.75 |
| Long Term Debt | 1,889.31 | 1,885.53 | 1,129.02 |
| Common Stock Total | 106.29 | 106.28 | 106.2 |
| Accounts Payable | 32.38 | 18.86 | 85.93 |
| Total Long Term Debt | 1,889.31 | 1,885.53 | 1,129.02 |
| Total Assets | 19,883.96 | 15,614.39 | 12,377.68 |
| Current Portof LT Debt/Capital Leases | 1,233.05 | 824.76 | 1,313.96 |
| Total Equity | 2,078.32 | 1,927.09 | 1,804.96 |
| Retained Earnings(Accumulated Deficit) | 1,972.03 | 608.11 | 480.33 |
| Total Common Shares Outstanding | 10.63 | 10.63 | 10.62 |
| Other Assets Total | 831.28 | 435.73 | 300.67 |
| Total Short Term Borrowings | 31.65 | 25.18 | 33.29 |
| Other Long Term Assets Total | 84.54 | 67.3 | 50.88 |
| Tangible Book Valueper Share Common Eq | 195.53 | 181.31 | 169.96 |
| Other Earning Assets Total | 3,692.56 | 3,317.48 | 2,920.83 |
| Total Liabilities | 17,805.64 | 13,687.29 | 10,572.73 |
| Total Debt | 3,154.01 | 2,735.47 | 2,476.27 |
| Total Deposits | 13,994.04 | 10,579.61 | 7,777.27 |
| Property/Plant/Equipment Total-Net | 298.04 | 290.14 | 168.79 |
| Accumulated Depreciation Total | Not available | -199.16 | -147.25 |
| Additional Paid-In Capital | Not available | 1,188.55 | 1,187.25 |
| Property/Plant/Equipment Total-Gross | Not available | 489.3 | 316.04 |
| Unrealized Gain(Loss) | Not available | 24.14 | 31.19 |
PEG Ratio0.53
Price to Sale Ratio0.92
Debt 5Yr CAGR %13.61
Operating Margin 12m13.68
Operating Margin 5y Avg11.65
Net Profit Margin 12m10.42
Net Profit Margin 5y8.52
Dividend Yield %0.79
Overall RiskBalanced risk
Board Risk42.38
ConsensusStrong Buy
Consensus score1.50
Analyst opinions2
Strong Sell count0
Sell count0
Hold count0
Buy count1
Strong Buy count1
Provider consensus uses a 1 (Strong Buy) to 5 (Strong Sell) score. The payload does not include price targets, so none are inferred from 52-week prices or recommendation percentages.Only peers present in the company profile payload are displayed.
| Company | Price | Market cap | P/E | Research |
|---|---|---|---|---|
| HDFC Bank | INR 751.55 | 11.57 L | 16.52 | — |
| ICICI Bank | INR 1,442 | 10.34 L | 19.32 | — |
| State Bank of India | INR 1,023.65 | 9.45 L | 11.78 | — |
| Kotak Mahindra Bank | INR 379.95 | 3.78 L | 20.21 | — |
| Union Bank of India | INR 170.85 | 1.30 L | 6.59 | — |
Source, timestamp and external destination are shown. Provider relevance scores are not available.
Among all lenders, small finance banks dominate the list of top-paying fixed deposits. Suryoday Small Finance Bank and Utkarsh Small Finance Bank are currently offering up to 8.10% on select tenures, making them among the most rewarding choices for depositors.
Bank of Baroda offers the highest 5-year FD rate among PSU banks at 6.30%. DCB Bank leads private banks with 7.25%, while Suryoday Small Finance Bank tops SFBs at 7.90%. Fixed deposits remain popular for their predictability and safety.
Buy or sell: Vaishali Parekh recommends three stocks to buy today — NIIT Learning Systems, Suryoday Small Finance Bank, and Texmaco Infrastructure & Holdings
Integrated with RuPay and UPI platforms, these cards are available through instant virtual issuance, and offer 0.5 percent cashback on all transactions, capped at ₹ 3,000 per billing cycle, with no annual or hidden fees involved.
Check out exclusive opportunity with Suryoday Small Finance Bank’s two-wheeler loan—minimal paperwork, attractive interest rates, and easy EMIs. Check your eligibility and apply online in just a few clicks for a seamless borrowing experience.
He added that conducting audits will be key to promoting transparency in AI in financial services, which in turn will be key to building consumer trust.
Posts are linked to the canonical company record. Community BUY, NEUTRAL and SELL opinions are user-generated, moderated and separate from analyst consensus and Rusaka Markets AI.
Suryoday Small Finance Bank Limited (the Bank) is an India-based banking company. The Bank is primarily engaged in extending microcredit to economically weaker women. The Bank follows the Grameen model with adaptations using the Joint Liability Groups (JLG) framework. The Bank also provides finance for mortgage loans, commercial vehicles, loans to micro, small and medium enterprises and loans to non-banking finance companies (NBFCs). The Bank offers Saving Account, Share Your Smile Savings Account, Next Gen Savings Account, Blossom Women Savings Account, Saving Salary Account and Current Account. The Bank also provides general insurance, life insurance, and social security schemes. Its business banking solutions include Current Classic, Current Aditya, Supply Chain Finance, Small Business Loan, and Current Ujjwal. Its rural banking solutions include Non Callable Fixed Deposits, Vikas Loan, Savings Sunrise, and Tax Saver Fixed Deposits.
Suryoday Small Finance Bank has the symbol SURYODAY and ISIN - INE428Q01011.
Suryoday Small Finance Bank is currently trading at INR 143.90.
Suryoday Small Finance Bank has a year high of INR 218.00 and a year low of INR 115.41.
Suryoday Small Finance Bank has a market capitalization of INR 1,976.99 crore.
Suryoday Small Finance Bank has a P/E ratio of 8.31.
Suryoday Small Finance Bank has a dividend yield of 0.79%.
Suryoday Small Finance Bank has revenue of INR 2,155.60 crore, net income of INR 151.97 crore, and EPS of INR 14.29.
Suryoday Small Finance Bank has a book value of INR 195.53.
Suryoday Small Finance Bank has a debt-to-equity ratio of NA.
Suryoday Small Finance Bank has a price-to-book ratio of 0.74 and a price-to-sales ratio of 0.92.
Corporate-action adjustment is provider-defined. Rusaka Markets research and computed indicators are not investment advice.