South Indian Bank SOUTHBANK
Price and key statistics
Reported and computed values remain separate; missing values are not converted to zero.
Research path: Interpret South Indian Bank's snapshot alongside the wider market dashboard, the financial-statement research guide and the valuation-ratios field guide.
AI analysis and Advanced tools for SOUTHBANK
Analysis, reports, chat and Advanced access use the same Rusaka Markets account. The backend remains authoritative for roles, subscriptions, credits and permissions.
Interactive price chart
Crosshair, OHLCV tooltip, indicators, volume, zoom and pan use the same candle API as the advanced workspace.
Daily technical summary
Calculated from validated daily candles. Descriptive research only.
Indicators describe price behaviour and volatility; they are not a BUY, NEUTRAL or SELL recommendation.
Financial statements
IND AS · INR crore
| Metric | 2026 | 2025 | 2024 |
|---|---|---|---|
| Net Loans | 99,259.8 | 85,682.07 | 78,060.65 |
| Total Liabilities Shareholders' Equity | 1,41,756.46 | 1,24,655.07 | 1,17,412.48 |
| Accumulated Depreciation Total | -775.16 | -797.55 | -807.29 |
| Other Liabilities Total | 2,360.22 | 2,124.55 | 2,322.49 |
| Long Term Debt | 3,927.01 | 4,300.48 | 3,912.09 |
| Common Stock Total | 261.76 | 261.63 | 261.59 |
| Total Assets | 1,41,756.46 | 1,24,655.07 | 1,17,412.48 |
| Additional Paid-In Capital | 2,860.28 | 2,856.85 | 2,856.23 |
| Total Equity | 11,416.34 | 10,108.03 | 8,826.34 |
| Retained Earnings(Accumulated Deficit) | 8,282.33 | 6,981.8 | 5,705.87 |
| Total Common Shares Outstanding | 261.76 | 261.63 | 261.59 |
| Total Short Term Borrowings | 326.85 | 183.82 | 157.83 |
| Property/Plant/Equipment Total-Gross | 1,818 | 1,815.85 | 1,773.78 |
| Tangible Book Valueper Share Common Eq | 43.61 | 38.63 | 33.74 |
| Other Earning Assets Total | 27,396.26 | 26,113.03 | 26,134.37 |
| Total Liabilities | 1,30,340.12 | 1,14,547.03 | 1,08,586.14 |
| Total Debt | 4,253.86 | 4,484.3 | 4,069.93 |
| Deferred Income Tax | 53.46 | 55.73 | 12.03 |
| Property/Plant/Equipment Total-Net | 1,042.84 | 1,018.3 | 966.49 |
| ESOP Debt Guarantee | 11.97 | 7.75 | 2.64 |
| Cash Duefrom Banks | 10,071.69 | 7,923.75 | 7,864.32 |
| Accounts Payable | 331.7 | 360.24 | 262.58 |
| Total Long Term Debt | 3,927.01 | 4,300.48 | 3,912.09 |
| Other Assets Total | 3,985.87 | 3,917.92 | 4,386.65 |
| Other Long Term Assets Total | 0 | 0 | 0 |
| Total Deposits | 1,23,340.89 | 1,07,522.22 | 1,01,919.11 |
Valuation and ratios
Valuation
PEG Ratio0.46
Price to Sale Ratio1.26
Growth
Debt 5Yr CAGR %0.19
Margins
Operating Margin 12m37.63
Operating Margin 5y Avg27.59
Net Profit Margin 12m28
Net Profit Margin 5y20.49
Yield
Dividend Yield %0.96
Source-qualified signals
Risk metrics
Overall RiskBalanced risk
Board Risk36.29
Analyst consensus
ConsensusBuy
Consensus score2.14
Analyst opinions7
Strong Sell count0
Sell count0
Hold count3
Buy count2
Strong Buy count2
Provider consensus uses a 1 (Strong Buy) to 5 (Strong Sell) score. The payload does not include price targets, so none are inferred from 52-week prices or recommendation percentages.Peer comparison
Only peers present in the company profile payload are displayed.
| Company | Price | Market cap | P/E | Research |
|---|---|---|---|---|
| HDFC Bank | INR 737 | 11.36 L | 16.52 | — |
| ICICI Bank | INR 1,476.95 | 10.60 L | 19.32 | — |
| State Bank of India | INR 1,084.85 | 10.01 L | 11.78 | — |
| Kotak Mahindra Bank | INR 394 | 3.92 L | 20.21 | — |
| Union Bank of India | INR 181.9 | 1.39 L | 6.59 | — |
Ownership
- FII
- 25.39%
- MF
- 12.83%
- Other
- 61.78%
Latest relevant news
Source, timestamp and external destination are shown. Provider relevance scores are not available.
Buy or sell: Vaishali Parekh recommends three intraday stocks to buy today — PNB Gilts, ZEEL, South Indian Bank
Sumeet Bagadia has recommended three stocks to buy on Monday, February 15. The three stock picks by Bagadia are - Aditya Birla Fashion and Retail, IFCI, and South Indian Bank.
South Indian Bank shares dropped nearly 19% to ₹ 36 after CEO PR Seshadri announced he won't seek reappointment. Following the decline, the stock's January performance turned negative, erasing early gains.
South Indian Bank shares rose 6.4% to an all-time high of ₹ 45.20 after reporting a record quarterly net profit of ₹ 374.32 crore for Q3FY26, a 9.5% increase year-on-year. Retail deposits grew by 13%, while gross NPAs declined to 2.67%.
South Indian Bank shares have rebounded 80% since April 2025, reaching an all-time high of ₹ 41.65, positioning for a fourth consecutive annual gain. For the quarter ending in September, the bank reported its highest-ever quarterly net profit of ₹ 351 crore.
SIB has launched SIB Power CONSOL, a new loan product aimed at simplifying debt management through lower interest rates and single EMI payments. It targets individuals aged 30-55, offering consolidation loans from ₹ 10 lakh to ₹ 3 crore with minimal documentation and zero processing fees.
Events
- annual General MeetingAGM
- dividendRs.0.4500 per share(45%)Final Dividend
- board MeetingsQuarterly Results & A.G.M.
- annual General MeetingPOM
- board MeetingsAudited Results & Final Dividend
- board MeetingsQuarterly Results
- board MeetingsQuarterly Results
- board MeetingsRedemption of Bonds
- annual General MeetingAGM
- dividendRs.0.4000 per share(40%)Final Dividend
- board MeetingsInter-alia, to consider 1. Raising of funds by way of issuance of equity shares and Borrowing/ raising funds by issue of debt securities & convening AGM meeting of the shareholders of the Bank.
- board MeetingsAudited Results & Final Dividend
- board MeetingsQuarterly Results
- board MeetingsQuarterly Results
- annual General MeetingAGM
- dividendRs.0.3000 per share(30%)Final Dividend
- board MeetingsInter alia, to consider : 1. Raising of funds by way of issuance of equity shares including but not limited through preferential issue.
- board MeetingsQuarterly Results
- board MeetingsExercising the call option of Bank s Tier II Bond in compliance with Information Memorandum.
- board MeetingsAudited Results & Final Dividend
Discussion and sentiment for South Indian Bank
Posts are linked to the canonical company record. Community BUY, NEUTRAL and SELL opinions are user-generated, moderated and separate from analyst consensus and Rusaka Markets AI.
Community discussion loads as you approach this section.
Business information
What the company does
The South Indian Bank Ltd. (the Bank) is an India-based commercial bank. The Bank operates in four segments: Treasury segment, which consists of interest earnings in the investment portfolio of the bank, gains or losses on investment operations and earnings from foreign exchange business; Corporate/ Wholesale Banking segment, which provides loans to corporate segments; Retail Banking, which provides loans to non-corporate customers; Other Banking Operations includes income from para banking activities such as debit cards and third party product distribution. The Bank also offers digital banking services such as SIBerNET (Internet banking) and the SIB Mirror+ mobile application. It offers car loan, personal loan, gold loan, home loan, property loan, education loan and others. It also offers life insurance, health insurance, general insurance and others. The Bank has invested in its subsidiary, SIB Operations and Services Limited. It operates approximately 955 branches across India.
Company facts
- Industry
- Regional Banks
- Sector
- Regional Banks
- NSE Code
- SOUTHBANK
- BSE Code
- 532218
Stock FAQ
What is the symbol and ISIN of South Indian Bank?
South Indian Bank has the symbol SOUTHBANK and ISIN - INE683A01023.
What is the latest recorded price of South Indian Bank?
The latest available recorded price of South Indian Bank is INR 47.43 as of 2026-08-06T20:57:46.374Z. This is a source-stamped snapshot, not a live quote.
What are the year high and year low of South Indian Bank?
Year high: INR 49.90. Year low: INR 28.13.
What is the market capitalization of South Indian Bank?
Market capitalization: INR 12,410.48 crore.
What is the P/E ratio of South Indian Bank?
P/E ratio: 7.92.
What is the dividend yield of South Indian Bank?
Dividend yield: 0.96%.
How is the financial performance of South Indian Bank based on revenue, net income, and EPS?
Revenue: INR 9,846.50 crore. Net income: INR 1,455.64 crore. EPS: INR 5.76.
What is the book value of South Indian Bank?
Book value: INR 45.13.
What are the price-to-book and price-to-sales ratios of South Indian Bank?
Price-to-book ratio: 1.05. Price-to-sales ratio: 1.26.
Corporate-action adjustment is provider-defined. Rusaka Markets research and computed indicators are not investment advice.