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NSE · Equity shares · Consumer Financial Services-0.50 · -0.08%
SBI Cards and Payment Services SBICARD
NSE:INR 618.1
BSE:INR 660
Data quality and coveragePrice, company fundamentals and optional research feeds are tracked separately.
Headline priceLast market snapshot
Company fundamentalsStale · last-known data
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AI analysis and Advanced tools for SBICARD
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Snapshot
Price and key statistics
Reported and computed values remain separate; missing values are not converted to zero.
Previous closeINR 618.6
Day rangeINR 612.6 — INR 629.3
52-week rangeINR 565.45 — INR 965
Volume13.07 L
Market cap62,808.41
P/E24.82
Fundamental highlightsReported values unless marked as computed
Revenue (INR Cr)19,899.63
Net Income (INR Cr)2,166.71
Rev Growth (5 Year %)16.49
EPS Growth (5 Year %)17.01
P/E Ratio24.82
EPS22.77
Research path: Interpret SBI Cards and Payment Services's snapshot alongside the wider market dashboard, the financial-statement research guide and the valuation-ratios field guide.
Validated OHLC
Interactive price chart
Crosshair, OHLCV tooltip, indicators, volume, zoom and pan use the same candle API as the advanced workspace.
SBICARDSBI Cards and Payment Services1d · INR · NSE
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Auditable calculations
Daily technical summary
Calculated from validated daily candles. Descriptive research only.
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Indicators describe price behaviour and volatility; they are not a BUY, NEUTRAL or SELL recommendation.
Company reporting
Financial statements
IND AS · INR crore
| Metric | 2026 | 2025 | 2024 |
|---|---|---|---|
| Total Liabilities Shareholders' Equity | 66,327.79 | 65,545.8 | 58,171.23 |
| Accumulated Depreciation Total | -473.68 | -400.39 | -394.54 |
| Cash Equivalents | 401.88 | 99.59 | 114.77 |
| Other Liabilities Total | 1,226.17 | 1,169.21 | 1,106.6 |
| Long Term Debt | 12,189.34 | 10,748.83 | 9,634.83 |
| Common Stock Total | 951.6 | 951.36 | 950.97 |
| Prepaid Expenses | 70 | 45.62 | 63.91 |
| Total Assets | 66,327.79 | 65,545.8 | 58,171.23 |
| Current Portof LT Debt/Capital Leases | 4,827.99 | 4,289.43 | 3,562.52 |
| Additional Paid-In Capital | 1,173.19 | 1,166.1 | 1,154.97 |
| Cash | 1,887.8 | 2,609.01 | 2,515.81 |
| Total Equity | 15,725.5 | 13,781.72 | 12,084.03 |
| Long Term Investments | 6,381.88 | 6,242.76 | 3,526.32 |
| Retained Earnings(Accumulated Deficit) | 13,581.56 | 11,648.65 | 9,965.38 |
| Total Common Shares Outstanding | 95.16 | 95.14 | 95.1 |
| Property/Plant/Equipment Total-Gross | 631.66 | 627.29 | 832.94 |
| Tangible Book Valueper Share Common Eq | 164.48 | 143.78 | 125.75 |
| Total Liabilities | 50,602.29 | 51,764.08 | 46,087.2 |
| Total Debt | 44,230.27 | 45,170.68 | 40,314.7 |
| Cashand Short Term Investments | 2,289.68 | 2,708.6 | 2,630.58 |
| Total Receivables Net | 784.5 | 627.03 | 728.6 |
| Notes Payable/Short Term Debt | 27,107.68 | 29,974.35 | 26,793.64 |
| Accounts Receivable-Trade Net | 536.18 | 464.49 | 534.93 |
| Property/Plant/Equipment Total-Net | 157.98 | 226.9 | 438.41 |
| Accounts Payable | 1,714.39 | 1,592.91 | 1,507.71 |
| Other Currentliabilities Total | 3,431.46 | 3,831.28 | 3,158.19 |
| Total Long Term Debt | 12,294.6 | 10,906.9 | 9,958.54 |
| Other Assets Total | 1,055.41 | 1,166.94 | 1,116 |
| Intangibles Net | 73.14 | 103.36 | 126 |
| Other Long Term Assets Total | 468.04 | 464.71 | 446.46 |
| Note Receivable-Long Term | 55,047.16 | 53,959.88 | 49,094.95 |
| Unrealized Gain(Loss) | 19.15 | 15.61 | 12.71 |
| Capital Lease Obligations | 105.26 | 158.07 | 323.71 |
| Other Equity Total | Not available | 0 | 0 |
Fundamentals
Valuation and ratios
Growth
Debt 5Yr CAGR %19.61
Margins
Operating Margin 12m26.13
Operating Margin 5y Avg31.85
Net Profit Margin 12m11.34
Net Profit Margin 5y13.07
Yield
Dividend Yield %0.38
Valuation
Price to Sale Ratio3.16
Risk and consensus
Source-qualified signals
Risk metrics
Overall RiskBalanced risk
Board Risk29.46
Analyst consensus
ConsensusHold
Consensus score2.68
Analyst opinions25
Strong Sell count1
Sell count8
Hold count4
Buy count6
Strong Buy count6
Provider consensus uses a 1 (Strong Buy) to 5 (Strong Sell) score. The payload does not include price targets, so none are inferred from 52-week prices or recommendation percentages.Industry context
Peer comparison
Only peers present in the company profile payload are displayed.
| Company | Price | Market cap | P/E | Research |
|---|---|---|---|---|
| Bajaj Finance | INR 1,149.9 | 7.16 L | 25.01 | — |
| Shriram Finance | INR 1,139 | 2.68 L | 13.87 | — |
| Jio Financial Services | INR 264 | 1.74 L | 95.47 | — |
| Tata Capital | INR 382.9 | 1.62 L | 20.47 | — |
| Power Finance Corporation | INR 416.5 | 1.37 L | 5.42 | — |
Shareholding
Ownership
- Promoter
- 68.86%
- FII
- 8.98%
- MF
- 10.80%
- Other
- 11.36%
Company intelligence
Latest relevant news
Source, timestamp and external destination are shown. Provider relevance scores are not available.
Stock market today: From Swiggy, IRFC to RVNL— More than 700 stocks hit 52-week lows on BSE amid stock market crashMarket news · 4 Mar 2026, 4:11 pm
As many as 719 stocks, including Swiggy, SBI Cards and Payment Services, IRFC, RVNL, REC, Concor, DLF, Naukri, Page Industries, Procter & Gamble Hygiene and Health Care, and Shree Cement, hit their 52-week lows in intraday trade on the BSE.
Breakout stocks to buy or sell: Sumeet Bagadia recommends five shares to buy today — 7 January 2026Market news · 7 Jan 2026, 6:45 am
Breakout stocks to buy or sell: Sumeet Bagadia recommends five shares to buy today — IPCA Laboratories, SBI Cards and Payment Services, Dr. Agarwal's Health Care, Apollo Tyres, and Petronet LNG.
Shares to buy or sell: Chandan Taparia recommends three stocks to buy and sell today - 26 September 2025Market news · 26 Sept 2025, 11:41 am
Shares to buy or sell: Chandan Taparia has recommended three stocks to buy today, 26 September 2025. Taparia recommends buying Bharat Electronics, SBI Cards and Payment Services and RBL Bank shares.
SBI Cards to Wipro - Prashanth Tapse suggests stocks to buy in the short termMarket news · 13 Jun 2025, 11:28 am
Shares to buy: Prashanth Tapse recommends buying these three stocks in the short term - SBI Cards and Payment Services Ltd, Dr Reddys Laboratories Ltd, and Wipro Ltd.
SBI Cards to Piramal Pharma - Prashanth Tapse suggests 4 stocks to buy in the short termMarket news · 6 Jun 2025, 12:52 pm
Shares to buy: Prashanth Tapse recommends buying these three stocks in the short term - SBI Cards and Payment Services Ltd, PCBL Chemical Ltd, 360 ONE WAM Ltd, and Piramal Pharma Ltd.
Stock Picks: Sagar Doshi of Nuvama suggests Ambuja Cements, SBI Cards, Sobha shares to buy today - 23 April 2025Market news · 23 Apr 2025, 10:00 am
Stock Picks: Sagar Doshi of Nuvama Professional Clients Group recommends these three stocks today - Ambuja Cements Ltd, SBI Cards and Payment Services Ltd, and Sobha Ltd.
Corporate actions
Events
- annual General MeetingAGM
- board MeetingsQuarterly Results
- board MeetingsAudited Results
- dividendRs.2.5000 per share(25%)Interim Dividend
- board MeetingsInterim Dividend
- annual General MeetingPOM
- board MeetingsQuarterly Results
- board MeetingsQuarterly Results
Rusaka Markets Community
Discussion and sentiment for SBI Cards and Payment Services
Posts are linked to the canonical company record. Community BUY, NEUTRAL and SELL opinions are user-generated, moderated and separate from analyst consensus and Rusaka Markets AI.
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Company profile
Business information
What the company does
SBI Cards and Payment Services Limited is an India-based company. The Company provides credit card services. The Company operates through a single segment, namely, Credit cards. It offers a wide range of credit cards to individual cardholders and corporate clients. Its individual cards include travel & fuel cards, lifestyle cards, shopping cards, and banking partnership cards. Its corporate cards include central travel card, utility card, corporate purchase card, and corporate virtual card. The Company also offers value-added payment products and services. It serves a wide spectrum of cardholders, spanning from the super-premium and premium categories to the affluent, mass affluent, mass, and new to credit segments. It has issued approximately 20 million credit cards.
Company facts
- Industry
- Consumer Financial Services
- Sector
- Consumer Financial Services
- NSE Code
- SBICARD
- BSE Code
- 543066
Questions
Stock FAQ
What is the symbol and ISIN of SBI Cards and Payment Services?
SBI Cards and Payment Services has the symbol SBICARD and ISIN - INE018E01016.
What is the current price of SBI Cards and Payment Services?
SBI Cards and Payment Services is currently trading at INR 618.10.
What are the year high and year low of SBI Cards and Payment Services?
SBI Cards and Payment Services has a year high of INR 965.00 and a year low of INR 565.45.
What is the market capitalization of SBI Cards and Payment Services?
SBI Cards and Payment Services has a market capitalization of INR 62,808.41 crore.
What is the P/E ratio of SBI Cards and Payment Services?
SBI Cards and Payment Services has a P/E ratio of 24.82.
What is the dividend yield of SBI Cards and Payment Services?
SBI Cards and Payment Services has a dividend yield of 0.38%.
How is the financial performance of SBI Cards and Payment Services based on revenue, net income, and EPS?
SBI Cards and Payment Services has revenue of INR 19,899.63 crore, net income of INR 2,166.71 crore, and EPS of INR 23.90.
What is the book value of SBI Cards and Payment Services?
SBI Cards and Payment Services has a book value of NA.
What is the debt-to-equity ratio of SBI Cards and Payment Services?
SBI Cards and Payment Services has a debt-to-equity ratio of NA.
What are the price-to-book and price-to-sales ratios of SBI Cards and Payment Services?
SBI Cards and Payment Services has a price-to-book ratio of NA and a price-to-sales ratio of 3.16.
Corporate-action adjustment is provider-defined. Rusaka Markets research and computed indicators are not investment advice.