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NSE · Equity shares · Regional Banks-0.01 · -0.04%
Punjab & Sind Bank PSB
NSE:INR 22.39
BSE:INR 23.91
Data quality and coveragePrice, company fundamentals and optional research feeds are tracked separately.
Headline priceLast market snapshot
Company fundamentalsStale · last-known data
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AI analysis and Advanced tools for PSB
Analysis, reports, chat and Advanced access use the same Rusaka Markets account. The backend remains authoritative for roles, subscriptions, credits and permissions.
Snapshot
Price and key statistics
Reported and computed values remain separate; missing values are not converted to zero.
Previous closeINR 22.4
Day rangeINR 22.11 — INR 22.45
52-week rangeINR 20.5 — INR 32.46
Volume8.93 L
Market cap16,915.75
P/E12.42
Fundamental highlightsReported values unless marked as computed
Revenue (INR Cr)11,981.5
Net Income (INR Cr)1,321.93
Rev Growth (5 Year %)11.43
P/E Ratio12.42
Book Value20.62
EPS1.86
Price/BV1.09Computed
Research path: Interpret Punjab & Sind Bank's snapshot alongside the wider market dashboard, the financial-statement research guide and the valuation-ratios field guide.
Validated OHLC
Interactive price chart
Crosshair, OHLCV tooltip, indicators, volume, zoom and pan use the same candle API as the advanced workspace.
PSBPunjab & Sind Bank1d · INR · NSE
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Auditable calculations
Daily technical summary
Calculated from validated daily candles. Descriptive research only.
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Indicators describe price behaviour and volatility; they are not a BUY, NEUTRAL or SELL recommendation.
Company reporting
Financial statements
IND AS · INR crore
| Metric | 2026 | 2025 | 2024 |
|---|---|---|---|
| Net Loans | 1,15,911.74 | 97,299.9 | 82,736.38 |
| Total Liabilities Shareholders' Equity | 1,79,270.31 | 1,61,815.17 | 1,47,656.53 |
| Accumulated Depreciation Total | -1,220.45 | -1,049.6 | -648.12 |
| Other Liabilities Total | 1,513.23 | 3,014.2 | 1,660.9 |
| Long Term Debt | 16,352.33 | 14,229.52 | 9,770.86 |
| Common Stock Total | 7,095.59 | 7,095.59 | 6,777.79 |
| Total Assets | 1,79,270.31 | 1,61,815.17 | 1,47,656.53 |
| Additional Paid-In Capital | 4,019.26 | 4,018.63 | 3,131.98 |
| Total Equity | 14,132.41 | 13,354.76 | 15,533.43 |
| Retained Earnings(Accumulated Deficit) | 1,898.35 | 762.22 | 4,258.16 |
| Total Common Shares Outstanding | 709.56 | 709.56 | 677.78 |
| Total Short Term Borrowings | 349.35 | 275.8 | 250.08 |
| Property/Plant/Equipment Total-Gross | 3,082.46 | 2,828.47 | 2,049.75 |
| Tangible Book Valueper Share Common Eq | 19.92 | 18.82 | 22.92 |
| Other Earning Assets Total | 49,388.47 | 46,912.31 | 49,599.16 |
| Total Liabilities | 1,65,137.9 | 1,48,460.41 | 1,32,123.1 |
| Total Debt | 16,701.68 | 14,505.32 | 10,020.94 |
| Property/Plant/Equipment Total-Net | 1,862.01 | 1,778.86 | 1,755.78 |
| Cash Duefrom Banks | 6,299.26 | 8,820.06 | 7,383.01 |
| Accounts Payable | 1,093.98 | 1,166.87 | 1,031.71 |
| Total Long Term Debt | 16,352.33 | 14,229.52 | 9,770.86 |
| Other Assets Total | 4,681.83 | 5,705.51 | 4,561.96 |
| Other Long Term Assets Total | 1,127 | 1,298.52 | 1,620.23 |
| Unrealized Gain(Loss) | 1,119.22 | 1,478.32 | 1,365.51 |
| Total Deposits | 1,45,829.01 | 1,29,774.02 | 1,19,409.55 |
Fundamentals
Valuation and ratios
Growth
Debt 5Yr CAGR %42.31
Margins
Operating Margin 12m33.64
Operating Margin 5y Avg30.33
Net Profit Margin 12m24.76
Net Profit Margin 5y23.46
Yield
Dividend Yield %1.64
Valuation
Price to Sale Ratio1.41
Risk and consensus
Source-qualified signals
Risk metrics
Overall RiskBalanced risk
Board Risk33.9
Analyst consensus
Analyst consensus unavailable.
Provider consensus uses a 1 (Strong Buy) to 5 (Strong Sell) score. The payload does not include price targets, so none are inferred from 52-week prices or recommendation percentages.Industry context
Peer comparison
Only peers present in the company profile payload are displayed.
| Company | Price | Market cap | P/E | Research |
|---|---|---|---|---|
| HDFC Bank | INR 737 | 11.36 L | 16.52 | — |
| ICICI Bank | INR 1,476.95 | 10.60 L | 19.32 | — |
| State Bank of India | INR 1,084.85 | 10.01 L | 11.78 | — |
| Kotak Mahindra Bank | INR 394 | 3.92 L | 20.21 | — |
| Union Bank of India | INR 181.9 | 1.39 L | 6.59 | — |
Shareholding
Ownership
- Promoter
- 93.85%
- FII
- 0.14%
- MF
- 0.13%
- Other
- 5.88%
Company intelligence
Latest relevant news
Source, timestamp and external destination are shown. Provider relevance scores are not available.
The making of Jaswant Singh Khalra: 3 generations of resistance - The TribuneMarket news · 19 Jul 2026, 9:52 am
The making of Jaswant Singh Khalra: 3 generations of resistance The Tribune
Punjab cop who tried to extort $400,000 from US family in AAP worker murder case arrested - The Times of IndiaMarket news · 19 Jul 2026, 9:04 am
Punjab cop who tried to extort $400,000 from US family in AAP worker murder case arrested The Times of India
CJI launches campaign against substance abuse in Punjab | Hindustan Times - Hindustan TimesMarket news · 19 Jul 2026, 8:59 am
CJI launches campaign against substance abuse in Punjab | Hindustan Times Hindustan Times
Salary bill delay: Punjab education department seeks explanation from school principals | Hindustan Times - Hindustan TimesMarket news · 19 Jul 2026, 8:40 am
Salary bill delay: Punjab education department seeks explanation from school principals | Hindustan Times Hindustan Times
Adviser’s appointment delays Punjab’s EWS housing policy | Hindustan Times - Hindustan TimesMarket news · 19 Jul 2026, 8:13 am
Adviser’s appointment delays Punjab’s EWS housing policy | Hindustan Times Hindustan Times
CBI flags use of AI to create vigilance-style plaints in bribery case - The TribuneMarket news · 19 Jul 2026, 8:06 am
CBI flags use of AI to create vigilance-style plaints in bribery case The Tribune
Corporate actions
Events
- annual General MeetingAGM
- dividendRs.0.3900 per share(3.9%)Final Dividend
- board MeetingsQuarterly Results
- board MeetingsAudited Results & Final Dividend
- annual General MeetingEGM
- board MeetingsQuarterly Results
- board MeetingsQuarterly Results & Fund Raising
- annual General MeetingAGM
Rusaka Markets Community
Discussion and sentiment for Punjab & Sind Bank
Posts are linked to the canonical company record. Community BUY, NEUTRAL and SELL opinions are user-generated, moderated and separate from analyst consensus and Rusaka Markets AI.
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Company profile
Business information
What the company does
Punjab & Sind Bank is a banking and financial services company. The Company provides products and services to individuals, commercial enterprises, large corporates, public bodies, and institutional customers. Its segments include Treasury Operations, Corporate/wholesale Banking, Retail Banking and Other Banking Operations. The Retail Banking Segment has been sub-divided into Digital Banking and Other Retail Banking Segment. Its international banking services include non-resident Indian services, export/import services, forex treasury, gold card schemes, and others. Its products and services include current account, saving account, PSB premier saving account, PSB Premier current account, basic saving bank deposit account, PSB Education Loan, PSB Apna Ghar, PSB Gaurav Bachat SB Salary Product and others. Its digital banking services include retail Internet banking, corporate Internet banking, RuPay prepaid card, PSB cards, ATM/debit card & charges, debit freeze account and others.
Company facts
- Industry
- Regional Banks
- Sector
- Regional Banks
- NSE Code
- PSB
- BSE Code
- 533295
Questions
Stock FAQ
What is the symbol and ISIN of Punjab & Sind Bank?
Punjab & Sind Bank has the symbol PSB and ISIN - INE608A01012.
What is the current price of Punjab & Sind Bank?
Punjab & Sind Bank is currently trading at INR 22.39.
What are the year high and year low of Punjab & Sind Bank?
Punjab & Sind Bank has a year high of INR 32.46 and a year low of INR 20.50.
What is the market capitalization of Punjab & Sind Bank?
Punjab & Sind Bank has a market capitalization of INR 16,915.75 crore.
What is the P/E ratio of Punjab & Sind Bank?
Punjab & Sind Bank has a P/E ratio of 12.42.
What is the dividend yield of Punjab & Sind Bank?
Punjab & Sind Bank has a dividend yield of 1.64%.
How is the financial performance of Punjab & Sind Bank based on revenue, net income, and EPS?
Punjab & Sind Bank has revenue of INR 11,981.50 crore, net income of INR 1,321.93 crore, and EPS of INR 1.95.
What is the book value of Punjab & Sind Bank?
Punjab & Sind Bank has a book value of INR 20.62.
What is the debt-to-equity ratio of Punjab & Sind Bank?
Punjab & Sind Bank has a debt-to-equity ratio of NA.
What are the price-to-book and price-to-sales ratios of Punjab & Sind Bank?
Punjab & Sind Bank has a price-to-book ratio of 1.09 and a price-to-sales ratio of 1.41.
Corporate-action adjustment is provider-defined. Rusaka Markets research and computed indicators are not investment advice.