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IND AS · INR crore
| Metric | 2026 | 2025 | 2024 |
|---|---|---|---|
| Total Liabilities Shareholders' Equity | 60,271.56 | 34,944.66 | 24,086.9 |
| Accumulated Depreciation Total | -63.17 | -59.61 | -62.56 |
| Other Liabilities Total | 635.73 | 444.02 | 270.8 |
| Accrued Expenses | 719.01 | 144.4 | 68.36 |
| Long Term Debt | 28,177.39 | 10,680.81 | 6,982.82 |
| Common Stock Total | 161.26 | 153.89 | 152.79 |
| Other Equity Total | 26.35 | 0.12 | 1,759.46 |
| Prepaid Expenses | 55.61 | 60.7 | 22.64 |
| Total Assets | 60,271.56 | 34,944.66 | 24,086.9 |
| Current Portof LT Debt/Capital Leases | 16,804.86 | 10,821.63 | 5,724.3 |
| Additional Paid-In Capital | 7,095.52 | 5,538.72 | 5,418.53 |
| Cash | 286 | 24.65 | Not available |
| Total Equity | 10,348.24 | 8,174.66 | 8,167.08 |
| Long Term Investments | 2,490.53 | 1,256.42 | 884.2 |
| Retained Earnings(Accumulated Deficit) | 3,324.75 | 2,736.38 | 1,021.78 |
| Treasury Stock-Common | -259.97 | -255.14 | -186.8 |
| Total Common Shares Outstanding | 80.8 | 77.29 | 77.06 |
| Property/Plant/Equipment Total-Gross | 457.32 | 286.93 | 239.69 |
| Tangible Book Valueper Share Common Eq | 127.66 | 105.41 | 105.77 |
| Total Liabilities | 49,923.32 | 26,770 | 15,919.82 |
| Total Debt | 48,435.8 | 26,081.24 | 15,215.72 |
| Cashand Short Term Investments | 286 | 24.65 | 255.18 |
| Total Receivables Net | 0.6 | 1.6 | 4.28 |
| Notes Payable/Short Term Debt | 3,116.05 | 4,378.11 | 2,373.01 |
| Accounts Receivable-Trade Net | 0.6 | 1.6 | 4.28 |
| Property/Plant/Equipment Total-Net | 394.15 | 227.32 | 177.13 |
| ESOP Debt Guarantee | 0.33 | 0.69 | 1.32 |
| Accounts Payable | 4.88 | 3.93 | 1.24 |
| Other Currentliabilities Total | 127.9 | 96.41 | 363.7 |
| Total Long Term Debt | 28,514.89 | 10,881.5 | 7,118.41 |
| Other Assets Total | 373.75 | 22.59 | 67.61 |
| Intangibles Net | 33.08 | 26.84 | 17.26 |
| Other Long Term Assets Total | 142.84 | 269.1 | 225.46 |
| Note Receivable-Long Term | 56,495 | 33,055.44 | 22,433.14 |
| Capital Lease Obligations | 337.5 | 200.69 | 135.59 |
| Cash Equivalents | Not available | Not available | 255.18 |
| Goodwill Net | Not available | Not available | 0 |
| Minority Interest | Not available | Not available | 0 |
Debt 5Yr CAGR %35.83
Operating Margin 12m11.1
Operating Margin 5y Avg19.23
Net Profit Margin 12m10.53
Net Profit Margin 5y17.53
Dividend Yield %0
Price to Sale Ratio6.73
Overall RiskBalanced risk
Board Risk37.16
ConsensusBuy
Consensus score2.50
Analyst opinions10
Strong Sell count0
Sell count4
Hold count1
Buy count1
Strong Buy count4
Provider consensus uses a 1 (Strong Buy) to 5 (Strong Sell) score. The payload does not include price targets, so none are inferred from 52-week prices or recommendation percentages.Only peers present in the company profile payload are displayed.
| Company | Price | Market cap | P/E | Research |
|---|---|---|---|---|
| Bajaj Finance | INR 1,149.9 | 7.16 L | 25.01 | — |
| Shriram Finance | INR 1,139 | 2.68 L | 13.87 | — |
| Jio Financial Services | INR 264 | 1.74 L | 95.47 | — |
| Tata Capital | INR 382.9 | 1.62 L | 20.47 | — |
| Power Finance Corporation | INR 416.5 | 1.37 L | 5.42 | — |
Source, timestamp and external destination are shown. Provider relevance scores are not available.
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Posts are linked to the canonical company record. Community BUY, NEUTRAL and SELL opinions are user-generated, moderated and separate from analyst consensus and Rusaka Markets AI.
Poonawalla Fincorp Limited is an India-based non-banking finance company that focuses on consumer and micro, small, and medium enterprises (MSME) financing. Its products and services include Financing for Small and Medium Enterprises, Personal and Consumer, Loan Against Property, Pre-owned Car, Mid-market and NBFC Loan, Medical Equipment Loan & Machinery Loan, Supply Chain Finance, Educational Loan and Commercial Vehicle Loan. Its Personal Loan is provided to individuals for all consumption purposes, including but not limited to travel, medical, and emergency lifestyle purchases. Its Supply Chain Finance caters to the upstream and downstream financing needs of anchors, thereby helping MSMEs have easy access to capital. It provides pre-owned car loans to purchase a car or to refinance the car for personal or business funds requirements. It provides educational loans primarily focusing on students pursuing higher education in international universities.
Poonawalla Fincorp has the symbol POONAWALLA and ISIN - INE511C01022.
Poonawalla Fincorp is currently trading at INR 432.45.
Poonawalla Fincorp has a year high of INR 570.40 and a year low of INR 361.20.
Poonawalla Fincorp has a market capitalization of INR 43,479.07 crore.
Poonawalla Fincorp has a P/E ratio of 46.37.
Poonawalla Fincorp has a dividend yield of 0.00%.
Poonawalla Fincorp has revenue of INR 6,463.28 crore, net income of INR 541.81 crore, and EPS of INR 20.57.
Poonawalla Fincorp has a book value of NA.
Poonawalla Fincorp has a debt-to-equity ratio of NA.
Poonawalla Fincorp has a price-to-book ratio of NA and a price-to-sales ratio of 6.73.
Corporate-action adjustment is provider-defined. Rusaka Markets research and computed indicators are not investment advice.