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PAISALO · NSEBSE SENSEX74,500.69+0.25%BSE |
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PA
NSE · Equity shares · Consumer Financial Services3.86 · 4.56%
Paisalo Digital PAISALO
NSE:INR 88.51
BSE:INR 68.85
Data quality and coveragePrice, company fundamentals and optional research feeds are tracked separately.
Headline priceLast market snapshot
Company fundamentalsStale · last-known data
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AI analysis and Advanced tools for PAISALO
Analysis, reports, chat and Advanced access use the same Rusaka Markets account. The backend remains authoritative for roles, subscriptions, credits and permissions.
Snapshot
Price and key statistics
Reported and computed values remain separate; missing values are not converted to zero.
Previous closeINR 84.65
Day rangeINR 83.89 — INR 92.75
52-week rangeINR 30 — INR 92.75
Volume2.65 Cr
Market cap6,262.06
P/E12.87
Fundamental highlightsReported values unless marked as computed
Revenue (INR Cr)943.7
Net Income (INR Cr)237.21
Rev Growth (5 Year %)22.22
EPS Growth (5 Year %)30.76
P/E Ratio12.87
Book Value19.71
EPS2.97
Price/BV4.49Computed
Research path: Interpret Paisalo Digital's snapshot alongside the wider market dashboard, the financial-statement research guide and the valuation-ratios field guide.
Validated OHLC
Interactive price chart
Crosshair, OHLCV tooltip, indicators, volume, zoom and pan use the same candle API as the advanced workspace.
PAISALOPaisalo Digital1d · INR · NSE
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Auditable calculations
Daily technical summary
Calculated from validated daily candles. Descriptive research only.
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Indicators describe price behaviour and volatility; they are not a BUY, NEUTRAL or SELL recommendation.
Company reporting
Financial statements
IND AS · INR crore
| Metric | 2026 | 2025 | 2024 |
|---|---|---|---|
| Total Liabilities Shareholders' Equity | 6,299.73 | 5,254.6 | 4,123.18 |
| Cash Equivalents | 146.98 | Not available | Not available |
| Other Liabilities Total | 87 | 88.51 | 109.13 |
| Long Term Debt | 4,359.67 | 3,559.47 | 2,655.4 |
| Common Stock Total | 90.96 | 90.21 | 89.8 |
| Total Assets | 6,299.73 | 5,254.6 | 4,123.18 |
| Total Equity | 1,792.98 | 1,534.98 | 1,329.42 |
| Long Term Investments | 19.81 | 20.31 | 20.04 |
| Retained Earnings(Accumulated Deficit) | 1,702.02 | 1,042.85 | 855.42 |
| Total Common Shares Outstanding | 90.95 | 89.82 | 89.8 |
| Tangible Book Valueper Share Common Eq | 19.71 | 17.09 | 14.8 |
| Total Liabilities | 4,506.76 | 3,719.62 | 2,793.77 |
| Total Debt | 4,359.67 | 3,559.47 | 2,655.4 |
| Cashand Short Term Investments | 146.98 | 100.69 | 10.92 |
| Total Receivables Net | 45.36 | 52.44 | 32.79 |
| Deferred Income Tax | 13.16 | 5.07 | Not available |
| Accounts Receivable-Trade Net | 17.66 | 21.21 | 12.25 |
| Property/Plant/Equipment Total-Net | 84.09 | 74.47 | 66.11 |
| Accounts Payable | 25.21 | 34.27 | 15.42 |
| Other Currentliabilities Total | 21.71 | 32.31 | 13.81 |
| Total Long Term Debt | 4,359.67 | 3,559.47 | 2,655.4 |
| Other Assets Total | 70.83 | 24.88 | 50.85 |
| Intangibles Net | 0.13 | 0.14 | 0.33 |
| Other Long Term Assets Total | 3.02 | 20.38 | 12.24 |
| Note Receivable-Long Term | 5,929.51 | 4,960.95 | 3,929.77 |
| Accumulated Depreciation Total | Not available | -19.1 | -15.43 |
| Prepaid Expenses | Not available | 0.34 | 0.14 |
| Additional Paid-In Capital | Not available | 398.74 | 380.92 |
| Cash | Not available | 100.69 | 10.92 |
| Property/Plant/Equipment Total-Gross | Not available | 93.56 | 81.54 |
| Notes Payable/Short Term Debt | Not available | 0 | 0 |
| Unrealized Gain(Loss) | Not available | 3.18 | 3.27 |
Fundamentals
Valuation and ratios
Valuation
PEG Ratio0.74
Price to Sale Ratio6.64
Growth
Debt 5Yr CAGR %26.43
Margins
Operating Margin 12m33.67
Operating Margin 5y Avg32.87
Net Profit Margin 12m25.04
Net Profit Margin 5y24.37
Yield
Dividend Yield %0.14
Risk and consensus
Source-qualified signals
Risk metrics
Overall RiskHigh risk
Board Risk46.73
Analyst consensus
ConsensusBuy
Consensus score2.00
Analyst opinions1
Strong Sell count0
Sell count0
Hold count0
Buy count1
Strong Buy count0
Provider consensus uses a 1 (Strong Buy) to 5 (Strong Sell) score. The payload does not include price targets, so none are inferred from 52-week prices or recommendation percentages.Industry context
Peer comparison
Only peers present in the company profile payload are displayed.
| Company | Price | Market cap | P/E | Research |
|---|---|---|---|---|
| Bajaj Finance | INR 1,149.9 | 7.16 L | 25.01 | — |
| Shriram Finance | INR 1,139 | 2.68 L | 13.87 | — |
| Jio Financial Services | INR 264 | 1.74 L | 95.47 | — |
| Tata Capital | INR 382.9 | 1.62 L | 20.47 | — |
| Power Finance Corporation | INR 416.5 | 1.37 L | 5.42 | — |
Shareholding
Ownership
- Promoter
- 46.72%
- FII
- 6.79%
- MF
- 0.26%
- Other
- 46.49%
Company intelligence
Latest relevant news
Source, timestamp and external destination are shown. Provider relevance scores are not available.
Buy, Sell Or Hold: SBI Funds, Waaree Energies, Sun Pharma, HDFC Bank, Paisalo, M&M Finance — Ask Profit - NDTV ProfitMarket news · 22 Jul 2026, 12:58 pm
Buy, Sell Or Hold: SBI Funds, Waaree Energies, Sun Pharma, HDFC Bank, Paisalo, M&M Finance — Ask Profit NDTV Profit
Paisalo Digital adopts draft shelf prospectus for ₹90,000 lakhs NCD issue - scanx.tradeMarket news · 17 Jul 2026, 6:41 pm
Paisalo Digital adopts draft shelf prospectus for ₹90,000 lakhs NCD issue scanx.trade
Paisalo Digital allots Rs 40 crore commercial papers - scanx.tradeMarket news · 14 Jul 2026, 11:49 am
Paisalo Digital allots Rs 40 crore commercial papers scanx.trade
Paisalo Digital Targets 30-35% Growth in AUM, PAT & Revenue Over Next 3 Years - scanx.tradeMarket news · 8 Jul 2026, 1:18 pm
Paisalo Digital Targets 30-35% Growth in AUM, PAT & Revenue Over Next 3 Years scanx.trade
Paisalo Digital Ltd Sees Exceptional Volume Surge Amid NBFC Sector Outperformance - Markets MojoMarket news · 8 Jul 2026, 10:58 am
Paisalo Digital Ltd Sees Exceptional Volume Surge Amid NBFC Sector Outperformance Markets Mojo
Paisalo Digital Ltd is Rated Hold by MarketsMOJO - MarketsMojoMarket news · 5 Jul 2026, 7:09 am
Paisalo Digital Ltd is Rated Hold by MarketsMOJO MarketsMojo
Corporate actions
Events
- board MeetingsQuarterly Results
- dividendRs.0.1000 per share(10%)Final Dividend
- board MeetingsAudited Results & Final Dividend
- board MeetingsQuarterly Results
- board MeetingsQuarterly Results
- annual General MeetingAGM
- dividendRs.0.1000 per share(10%)Final Dividend
- board MeetingsQuarterly Results
Rusaka Markets Community
Discussion and sentiment for Paisalo Digital
Posts are linked to the canonical company record. Community BUY, NEUTRAL and SELL opinions are user-generated, moderated and separate from analyst consensus and Rusaka Markets AI.
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Company profile
Business information
What the company does
Paisalo Digital Limited is an India-based Non-Banking Financial Company (NBFC) engaged in providing loans. The Company is primarily focusing on financing self-employed borrowers. The Company's products include small income generation loans, mobility loans, and entrepreneurial loans. Its small income generation loans include Umeed loan, Pragati loan, and Vikas loan. It offers financial solutions for individuals or small businesses to purchase seeds, fodder, cattle, and others. Its mobility loans offer solutions for purchasing mobility products for individuals, such as auto rickshaws, electric rickshaws, two-wheelers or tempo, which include Gati loan, Raftaar loan, Do Ka Dum loan, and Ready Steady Go loan. The Company offers customizable micro, small and medium enterprises (MSME), small and medium enterprises (SME), and commercial loans based on the borrower’s profiles. Its Udaan loan is provided for small businesses. It operates through approximately 351 branches.
Company facts
- Industry
- Consumer Financial Services
- Sector
- Consumer Financial Services
- NSE Code
- PAISALO
- BSE Code
- 532900
Questions
Stock FAQ
What is the symbol and ISIN of Paisalo Digital?
Paisalo Digital has the symbol PAISALO and ISIN - INE420C01059.
What is the current price of Paisalo Digital?
Paisalo Digital is currently trading at INR 88.51.
What are the year high and year low of Paisalo Digital?
Paisalo Digital has a year high of INR 92.75 and a year low of INR 30.00.
What is the market capitalization of Paisalo Digital?
Paisalo Digital has a market capitalization of INR 6,262.06 crore.
What is the P/E ratio of Paisalo Digital?
Paisalo Digital has a P/E ratio of 12.87.
What is the dividend yield of Paisalo Digital?
Paisalo Digital has a dividend yield of 0.14%.
How is the financial performance of Paisalo Digital based on revenue, net income, and EPS?
Paisalo Digital has revenue of INR 943.70 crore, net income of INR 237.21 crore, and EPS of INR 2.97.
What is the book value of Paisalo Digital?
Paisalo Digital has a book value of INR 19.71.
What is the debt-to-equity ratio of Paisalo Digital?
Paisalo Digital has a debt-to-equity ratio of NA.
What are the price-to-book and price-to-sales ratios of Paisalo Digital?
Paisalo Digital has a price-to-book ratio of 4.49 and a price-to-sales ratio of 6.64.
Corporate-action adjustment is provider-defined. Rusaka Markets research and computed indicators are not investment advice.