Muthoot Microfin MUTHOOTMF
Price and key statistics
Reported and computed values remain separate; missing values are not converted to zero.
Research path: Interpret Muthoot Microfin's snapshot alongside the wider market dashboard, the financial-statement research guide and the valuation-ratios field guide.
AI analysis and Advanced tools for MUTHOOTMF
Analysis, reports, chat and Advanced access use the same Rusaka Markets account. The backend remains authoritative for roles, subscriptions, credits and permissions.
Interactive price chart
Crosshair, OHLCV tooltip, indicators, volume, zoom and pan use the same candle API as the advanced workspace.
Daily technical summary
Calculated from validated daily candles. Descriptive research only.
Indicators describe price behaviour and volatility; they are not a BUY, NEUTRAL or SELL recommendation.
Financial statements
IND AS · INR crore
| Metric | 2026 | 2025 | 2024 |
|---|---|---|---|
| Total Liabilities Shareholders' Equity | 12,684.81 | 10,857.02 | 11,590.23 |
| Accumulated Depreciation Total | -79.99 | -65.94 | -49.39 |
| Cash Equivalents | 523.55 | 555.66 | 971.27 |
| Other Liabilities Total | 30.67 | 34.2 | 27.62 |
| Accrued Expenses | 22.42 | 23.18 | 23.22 |
| Long Term Debt | 4,269.39 | 3,366.02 | 3,300.28 |
| Common Stock Total | 167.77 | 167.6 | 167.27 |
| Other Equity Total | 214.08 | 169.64 | 126.74 |
| Prepaid Expenses | 12.24 | 7.48 | 26.59 |
| Total Assets | 12,684.81 | 10,857.02 | 11,590.23 |
| Current Portof LT Debt/Capital Leases | 5,316 | 4,598.3 | 5,157.8 |
| Additional Paid-In Capital | 1,605.74 | 1,600.16 | 1,597.66 |
| Cash | 617.22 | 614.11 | 605.21 |
| Total Equity | 2,854.31 | 2,632.23 | 2,804.35 |
| Long Term Investments | 405.83 | 354.34 | 46.71 |
| Retained Earnings(Accumulated Deficit) | 846.83 | 676.91 | 897.88 |
| Total Common Shares Outstanding | 17.05 | 16.76 | 16.73 |
| Property/Plant/Equipment Total-Gross | 278.81 | 288.4 | 263.76 |
| Tangible Book Valueper Share Common Eq | 167.39 | 157.05 | 167.64 |
| Total Liabilities | 9,830.49 | 8,224.79 | 8,785.87 |
| Total Debt | 9,707.25 | 8,101.34 | 8,589.29 |
| Cashand Short Term Investments | 1,140.77 | 1,169.77 | 1,576.47 |
| Total Receivables Net | 256.01 | 178.91 | 416.32 |
| Notes Payable/Short Term Debt | 0 | 0 | 0 |
| Accounts Receivable-Trade Net | 25.36 | 22.11 | 14.52 |
| Property/Plant/Equipment Total-Net | 198.82 | 222.46 | 214.37 |
| ESOP Debt Guarantee | 19.89 | 17.92 | 14.81 |
| Accounts Payable | 19.75 | 19.03 | 24.19 |
| Other Currentliabilities Total | 50.41 | 47.05 | 112.26 |
| Total Long Term Debt | 4,391.25 | 3,503.04 | 3,431.49 |
| Other Assets Total | 188.2 | 8.19 | 7.8 |
| Intangibles Net | 0.44 | 0.17 | 0.29 |
| Other Long Term Assets Total | 48.08 | 93.82 | 0 |
| Note Receivable-Long Term | 10,434.41 | 8,821.89 | 9,301.69 |
| Capital Lease Obligations | 121.86 | 137.02 | 131.21 |
| Deferred Income Tax | Not available | 0 | 9.3 |
Valuation and ratios
Growth
Debt 5Yr CAGR %25.7
Margins
Operating Margin 12m45.56
Operating Margin 5y Avg47.02
Net Profit Margin 12m7.19
Net Profit Margin 5y6.45
Yield
Dividend Yield %0
Valuation
Price to Sale Ratio1.59
Source-qualified signals
Risk metrics
Overall RiskHigh risk
Board Risk51.14
Analyst consensus
ConsensusStrong Buy
Consensus score1.00
Analyst opinions2
Strong Sell count0
Sell count0
Hold count0
Buy count0
Strong Buy count2
Provider consensus uses a 1 (Strong Buy) to 5 (Strong Sell) score. The payload does not include price targets, so none are inferred from 52-week prices or recommendation percentages.Peer comparison
Only peers present in the company profile payload are displayed.
| Company | Price | Market cap | P/E | Research |
|---|---|---|---|---|
| Bajaj Finance | INR 1,149.9 | 7.16 L | 25.01 | — |
| Shriram Finance | INR 1,139 | 2.68 L | 13.87 | — |
| Jio Financial Services | INR 264 | 1.74 L | 95.47 | — |
| Tata Capital | INR 382.9 | 1.62 L | 20.47 | — |
| Power Finance Corporation | INR 416.5 | 1.37 L | 5.42 | — |
Ownership
- Promoter
- 55.47%
- FII
- 0.35%
- MF
- 0.04%
- Other
- 44.18%
Latest relevant news
Source, timestamp and external destination are shown. Provider relevance scores are not available.
Muthoot Microfin Ltd Technical Momentum Shifts Signal Bullish Outlook Markets Mojo
Muthoot Microfin Ltd Upgraded to Buy on Strong Financial and Technical Momentum Markets Mojo
Muthoot Microfin Ltd is Rated Hold by MarketsMOJO Markets Mojo
Muthoot Microfin to attend investor conferences in June 2026 scanx.trade
Muthoot Microfin Ltd Valuation Shifts Signal Price Attractiveness Amid Sector Dynamics Markets Mojo
Muthoot Microfin Ltd Technical Momentum Shifts Amid Mixed Market Signals Markets Mojo
Events
- annual General MeetingAGM
- board MeetingsQuarterly Results
- board MeetingsTo consider other business matters.
- board MeetingsAudited Results
- annual General MeetingPOM
- board MeetingsQuarterly Results & Others
- board MeetingsTo consider Fund Raising
- board MeetingsQuarterly Results
- board MeetingsQuarterly Results
- annual General MeetingAGM
- board MeetingsInter-alia, to consider 1. Authorisation to the Debenture Issue & Allotment Committee for issuance of Non-Convertible Debentures aggregating upto Rs.15,00,00,00,000/- for the Financial Year 2025 -26.
- annual General MeetingPOM
- board MeetingsQuarterly Results
- board MeetingsQuarterly Results
- board MeetingsQuarterly Results
- annual General MeetingAGM
- board MeetingsA.G.M.
- board MeetingsAudited Results
- board MeetingsQuarterly Results
Discussion and sentiment for Muthoot Microfin
Posts are linked to the canonical company record. Community BUY, NEUTRAL and SELL opinions are user-generated, moderated and separate from analyst consensus and Rusaka Markets AI.
Community discussion loads as you approach this section.
Business information
What the company does
Muthoot Microfin Limited is an India-based Non-Banking Financial Company-Micro Finance Institution (NBFC-MFI). The Company operates based on the Grameen model of lending. It operates in one segment: Micro finance. It is primarily engaged in providing financial assistance through micro loans to women engaged in small income-generating activities. Its product basket includes livelihood, health & hygiene and life betterment solutions. Its livelihood solutions offer income-generating loans, Pragati loans, and individual loans. Life betterment solutions include education loans, mobile phone loans, solar lighting product loans, and household appliance loans. Its health and hygiene solution provides a sanitation improvement loan. Lastly, its value-added services include Sampoorna Swasth Shield and Griha Suraksha Shield, which are designed based on customer demand, feedback, and analysis of the communities the Company operates.
Company facts
- Industry
- Consumer Financial Services
- Sector
- Consumer Financial Services
- NSE Code
- MUTHOOTMF
- BSE Code
- 544055
Stock FAQ
What is the symbol and ISIN of Muthoot Microfin?
Muthoot Microfin has the symbol MUTHOOTMF and ISIN - INE046W01019.
What is the latest recorded price of Muthoot Microfin?
The latest available recorded price of Muthoot Microfin is INR 222.65 as of 2026-08-06T21:08:57.967Z. This is a source-stamped snapshot, not a live quote.
What are the year high and year low of Muthoot Microfin?
Year high: INR 262.35. Year low: INR 141.35.
What is the market capitalization of Muthoot Microfin?
Market capitalization: INR 3,756.93 crore.
What is the P/E ratio of Muthoot Microfin?
P/E ratio: 14.34.
What is the dividend yield of Muthoot Microfin?
Dividend yield: 0.00%.
How is the financial performance of Muthoot Microfin based on revenue, net income, and EPS?
Revenue: INR 2,369.57 crore. Net income: INR 170.27 crore. EPS: INR 30.01.
What is the book value of Muthoot Microfin?
Book value: INR 167.39.
What are the price-to-book and price-to-sales ratios of Muthoot Microfin?
Price-to-book ratio: 1.33. Price-to-sales ratio: 1.59.
Corporate-action adjustment is provider-defined. Rusaka Markets research and computed indicators are not investment advice.

