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LT
NSE · Equity shares · Consumer Financial Services-1.30 · -0.44%
L&T Finance LTF
NSE:INR 295.5
BSE:INR 319
Data quality and coveragePrice, company fundamentals and optional research feeds are tracked separately.
Headline priceLast market snapshot
Company fundamentalsStale · last-known data
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AI analysis and Advanced tools for LTF
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Snapshot
Price and key statistics
Reported and computed values remain separate; missing values are not converted to zero.
Previous closeINR 296.8
Day rangeINR 293.8 — INR 300.95
52-week rangeINR 231.6 — INR 338.6
Volume17.97 L
Market cap79,942.86
P/E24.44
Fundamental highlightsReported values unless marked as computed
Revenue (INR Cr)17,852.81
Net Income (INR Cr)2,981.18
Rev Growth (5 Year %)5.37
EPS Growth (5 Year %)27.67
P/E Ratio24.44
EPS18.46
Research path: Interpret L&T Finance's snapshot alongside the wider market dashboard, the financial-statement research guide and the valuation-ratios field guide.
Validated OHLC
Interactive price chart
Crosshair, OHLCV tooltip, indicators, volume, zoom and pan use the same candle API as the advanced workspace.
LTFL&T Finance1d · INR · NSE
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Auditable calculations
Daily technical summary
Calculated from validated daily candles. Descriptive research only.
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Indicators describe price behaviour and volatility; they are not a BUY, NEUTRAL or SELL recommendation.
Company reporting
Financial statements
IND AS · INR crore
| Metric | 2026 | 2025 | 2024 |
|---|---|---|---|
| Total Liabilities Shareholders' Equity | 1,42,205.31 | 1,20,409.36 | 1,02,717.55 |
| Accumulated Depreciation Total | -236.46 | -160.33 | -150.88 |
| Cash Equivalents | 1,852.2 | 366.58 | 1,820.04 |
| Other Liabilities Total | 642.85 | 555.76 | 1,062.84 |
| Long Term Debt | 53,188.11 | 39,593.53 | 33,028.75 |
| Common Stock Total | 2,504.39 | 2,494.87 | 2,488.94 |
| Other Equity Total | 43.52 | 23.69 | -3.05 |
| Total Assets | 1,42,205.31 | 1,20,409.36 | 1,02,717.55 |
| Current Portof LT Debt/Capital Leases | 48,677.65 | 46,600.64 | 39,843.68 |
| Additional Paid-In Capital | 8,110.4 | 7,966.55 | 7,892.99 |
| Cash | 2,636.74 | 2,529.64 | 1,773.31 |
| Total Equity | 27,983.53 | 25,564.06 | 23,438.44 |
| Long Term Investments | 11,934.5 | 14,967.42 | 12,386.01 |
| Retained Earnings(Accumulated Deficit) | 17,256.46 | 14,969.31 | 12,949.87 |
| Total Common Shares Outstanding | 250.44 | 249.49 | 248.89 |
| Property/Plant/Equipment Total-Gross | 1,095.01 | 673.83 | 560.7 |
| Tangible Book Valueper Share Common Eq | 109.7 | 101.78 | 93.59 |
| Goodwill Net | 195.79 | 13.4 | 13.4 |
| Total Liabilities | 1,14,221.78 | 94,845.3 | 79,279.11 |
| Total Debt | 1,10,297.66 | 92,372.44 | 76,631.79 |
| Cashand Short Term Investments | 4,488.94 | 2,896.22 | 3,593.35 |
| Total Receivables Net | 502.45 | 769.95 | 1,114.6 |
| Notes Payable/Short Term Debt | 8,063.36 | 6,073.09 | 3,710.06 |
| Deferred Income Tax | 21.58 | 25.58 | 23.71 |
| Accounts Receivable-Trade Net | 102.47 | 116.95 | 247.28 |
| Property/Plant/Equipment Total-Net | 858.55 | 513.74 | 409.82 |
| Minority Interest | 50.5 | 67.06 | 89.55 |
| ESOP Debt Guarantee | 68.76 | 109.64 | 109.69 |
| Accounts Payable | 1,770.01 | 1,371.7 | 1,221.85 |
| Other Currentliabilities Total | 1,439.18 | 452.76 | 249.37 |
| Total Long Term Debt | 53,556.65 | 39,698.71 | 33,078.05 |
| Other Assets Total | 992.49 | 140.9 | 760.17 |
| Intangibles Net | 315.16 | 158.82 | 131.75 |
| Other Long Term Assets Total | 4,980.35 | 7,066.86 | 2,945.98 |
| Note Receivable-Long Term | 1,17,937.08 | 93,882.05 | 81,362.47 |
| Capital Lease Obligations | 368.54 | 105.18 | 49.3 |
Fundamentals
Valuation and ratios
Valuation
PEG Ratio0.91
Price to Sale Ratio4.48
Growth
Debt 5Yr CAGR %4.47
Margins
Operating Margin 12m26.28
Operating Margin 5y Avg60.85
Net Profit Margin 12m16.9
Net Profit Margin 5y11
Yield
Dividend Yield %0.86
Risk and consensus
Source-qualified signals
Risk metrics
Overall RiskBalanced risk
Board Risk38.37
Analyst consensus
ConsensusBuy
Consensus score2.00
Analyst opinions19
Strong Sell count1
Sell count1
Hold count3
Buy count6
Strong Buy count8
Provider consensus uses a 1 (Strong Buy) to 5 (Strong Sell) score. The payload does not include price targets, so none are inferred from 52-week prices or recommendation percentages.Industry context
Peer comparison
Only peers present in the company profile payload are displayed.
| Company | Price | Market cap | P/E | Research |
|---|---|---|---|---|
| Bajaj Finance | INR 1,149.9 | 7.16 L | 25.01 | — |
| Shriram Finance | INR 1,139 | 2.68 L | 13.87 | — |
| Jio Financial Services | INR 264 | 1.74 L | 95.47 | — |
| Tata Capital | INR 382.9 | 1.62 L | 20.47 | — |
| Power Finance Corporation | INR 416.5 | 1.37 L | 5.42 | — |
Shareholding
Ownership
- Promoter
- 65.96%
- FII
- 7.71%
- MF
- 11.56%
- Other
- 14.77%
Company intelligence
Latest relevant news
Source, timestamp and external destination are shown. Provider relevance scores are not available.
Bain sells a 2.82% stake in L&T FinMarket news · 12 Sept 2023, 10:31 pm
US-based investment firm Bain Capital sold a 2.82% stake in L&T Finance Holdings Ltd for ₹ 910 crore, causing the company's shares to drop 3%. Other investors bought stakes in the block deal. L&T Finance reported a 102.6% increase in net profit for Q1 FY24.
L&T Finance offers warehouse receipt financing for agri-commodities in 4 statesMarket news · 16 Mar 2023, 2:24 pm
With the warehouse receipt financing, L&T Finance promises quick disbursement and flexible repayment with no foreclosure charges
Corporate actions
Events
- board MeetingsQuarterly Results
- annual General MeetingAGM
- dividendRs.2.7500 per share(27.5%)Final Dividend
- board MeetingsAudited Results & Final Dividend
- board MeetingsQuarterly Results
- board MeetingsQuarterly Results
- board MeetingsQuarterly Results
- annual General MeetingAGM
Rusaka Markets Community
Discussion and sentiment for L&T Finance
Posts are linked to the canonical company record. Community BUY, NEUTRAL and SELL opinions are user-generated, moderated and separate from analyst consensus and Rusaka Markets AI.
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Company profile
Business information
What the company does
L&T Finance Limited is an India-based non-banking financial company engaged in the provision of retail and wholesale financial services. It offers personal loans, two-wheeler loans, home loans, rural business finance, farm loans, loans against property, business loans and gold loans. It offers personal loans for medical emergencies, home renovations, weddings and celebrations, vacations and education, among others. Its two-wheeler (TW) loans include electric two-wheeler loan, super bike loan and commuter TW loan. Its business loans include small and medium-sized enterprises (SME) loans, doctor loans, chartered accountant loans, professional loans and supply chain financing. Its rural business finance includes Vikaas Loan (Group Loan), Vishwas Loan (Group Loan), Pragati Loan (Group Loan) and Micro Loan Against Property. It also offers a range of insurance products, such as Life Insurance, Health Insurance and General Insurance.
Company facts
- Industry
- Consumer Financial Services
- Sector
- Consumer Financial Services
- NSE Code
- LTF
- BSE Code
- 533519
Questions
Stock FAQ
What is the symbol and ISIN of L&T Finance?
L&T Finance has the symbol LTF and ISIN - INE498L01015.
What is the current price of L&T Finance?
L&T Finance is currently trading at INR 295.50.
What are the year high and year low of L&T Finance?
L&T Finance has a year high of INR 338.60 and a year low of INR 231.60.
What is the market capitalization of L&T Finance?
L&T Finance has a market capitalization of INR 79,942.86 crore.
What is the P/E ratio of L&T Finance?
L&T Finance has a P/E ratio of 24.44.
What is the dividend yield of L&T Finance?
L&T Finance has a dividend yield of 0.86%.
How is the financial performance of L&T Finance based on revenue, net income, and EPS?
L&T Finance has revenue of INR 17,852.81 crore, net income of INR 2,981.18 crore, and EPS of INR 19.36.
What is the book value of L&T Finance?
L&T Finance has a book value of NA.
What is the debt-to-equity ratio of L&T Finance?
L&T Finance has a debt-to-equity ratio of NA.
What are the price-to-book and price-to-sales ratios of L&T Finance?
L&T Finance has a price-to-book ratio of NA and a price-to-sales ratio of 4.48.
Corporate-action adjustment is provider-defined. Rusaka Markets research and computed indicators are not investment advice.