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NSE · Equity shares · Regional Banks-0.32 · -0.98%
Indian Overseas Bank IOB
NSE:INR 32.18
BSE:INR 34.68
Data quality and coveragePrice, company fundamentals and optional research feeds are tracked separately.
Headline priceLast market snapshot
Company fundamentalsStale · last-known data
Research sections9 of 9 availableMissing source values remain unavailable, never zero-filled.
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AI analysis and Advanced tools for IOB
Analysis, reports, chat and Advanced access use the same Rusaka Markets account. The backend remains authoritative for roles, subscriptions, credits and permissions.
Snapshot
Price and key statistics
Reported and computed values remain separate; missing values are not converted to zero.
Previous closeINR 32.5
Day rangeINR 31.95 — INR 32.49
52-week rangeINR 31.2 — INR 41.8
Volume18.05 L
Market cap66,762.32
P/E10.71
Fundamental highlightsReported values unless marked as computed
Revenue (INR Cr)31,895.68
Net Income (INR Cr)5,418.47
Rev Growth (5 Year %)13.44
EPS Growth (5 Year %)43.57
P/E Ratio10.71
Book Value20.22
EPS2.81
Price/BV1.59Computed
Research path: Interpret Indian Overseas Bank's snapshot alongside the wider market dashboard, the financial-statement research guide and the valuation-ratios field guide.
Validated OHLC
Interactive price chart
Crosshair, OHLCV tooltip, indicators, volume, zoom and pan use the same candle API as the advanced workspace.
IOBIndian Overseas Bank1d · INR · NSE
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Auditable calculations
Daily technical summary
Calculated from validated daily candles. Descriptive research only.
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Indicators describe price behaviour and volatility; they are not a BUY, NEUTRAL or SELL recommendation.
Company reporting
Financial statements
IND AS · INR crore
| Metric | 2026 | 2025 | 2024 |
|---|---|---|---|
| Net Loans | 3,06,621.81 | 2,45,555.17 | 2,13,330.13 |
| Total Liabilities Shareholders' Equity | 4,72,795.19 | 3,94,709.99 | 3,51,869.32 |
| Accumulated Depreciation Total | -4,221.45 | -4,047.44 | -3,820.17 |
| Other Liabilities Total | 13,513.29 | 7,412.56 | 6,584.99 |
| Long Term Debt | 51,602.57 | 42,227.66 | 30,387.17 |
| Common Stock Total | 19,256.59 | 19,256.59 | 18,902.41 |
| Other Equity Total | 1,456.61 | 1,157.9 | 999.77 |
| Total Assets | 4,72,795.19 | 3,94,709.99 | 3,51,869.32 |
| Additional Paid-In Capital | 9,636.5 | 9,636.5 | 8,557.9 |
| Total Equity | 36,990.67 | 32,233.35 | 27,561.45 |
| Long Term Investments | 694.7 | 615.65 | 606.9 |
| Retained Earnings(Accumulated Deficit) | 735.17 | -4,286.26 | -6,278.98 |
| Total Common Shares Outstanding | 1,925.66 | 1,925.66 | 1,890.24 |
| Total Short Term Borrowings | 1,397.62 | 628.52 | 811.73 |
| Property/Plant/Equipment Total-Gross | 9,295.99 | 8,702.26 | 7,560.36 |
| Tangible Book Valueper Share Common Eq | 19.21 | 16.74 | 14.58 |
| Other Earning Assets Total | 1,20,298.78 | 1,11,435.42 | 99,456.3 |
| Total Liabilities | 4,35,804.53 | 3,62,476.65 | 3,24,307.87 |
| Total Debt | 53,000.19 | 42,856.18 | 31,198.9 |
| Property/Plant/Equipment Total-Net | 5,074.54 | 4,654.82 | 3,740.19 |
| Cash Duefrom Banks | 23,513.96 | 19,756.53 | 17,945.61 |
| Accounts Payable | 1,099.79 | 1,003.72 | 402.5 |
| Total Long Term Debt | 51,602.57 | 42,227.66 | 30,387.17 |
| Other Assets Total | 16,591.39 | 12,692.4 | 16,790.19 |
| Unrealized Gain(Loss) | 5,905.8 | 6,468.61 | 5,380.35 |
| Total Deposits | 3,68,191.25 | 3,11,204.18 | 2,86,121.48 |
Fundamentals
Valuation and ratios
Valuation
PEG Ratio0.3
Price to Sale Ratio2.09
Growth
Debt 5Yr CAGR %65.02
Margins
Operating Margin 12m34.05
Operating Margin 5y Avg25.13
Net Profit Margin 12m29.78
Net Profit Margin 5y20.66
Yield
Dividend Yield %0
Risk and consensus
Source-qualified signals
Risk metrics
Overall RiskBalanced risk
Board Risk25.94
Analyst consensus
Analyst consensus unavailable.
Provider consensus uses a 1 (Strong Buy) to 5 (Strong Sell) score. The payload does not include price targets, so none are inferred from 52-week prices or recommendation percentages.Industry context
Peer comparison
Only peers present in the company profile payload are displayed.
| Company | Price | Market cap | P/E | Research |
|---|---|---|---|---|
| HDFC Bank | INR 737 | 11.36 L | 16.52 | — |
| ICICI Bank | INR 1,476.95 | 10.60 L | 19.32 | — |
| State Bank of India | INR 1,084.85 | 10.01 L | 11.78 | — |
| Kotak Mahindra Bank | INR 394 | 3.92 L | 20.21 | — |
| Union Bank of India | INR 181.9 | 1.39 L | 6.59 | — |
Shareholding
Ownership
- Promoter
- 92.44%
- FII
- 0.47%
- MF
- 0.24%
- Other
- 6.85%
Company intelligence
Latest relevant news
Source, timestamp and external destination are shown. Provider relevance scores are not available.
IOB Q1FY27: Profit Jumps 49%, Management Guides NIM at 3.3–3.4% - scanx.tradeMarket news · 22 Jul 2026, 6:56 am
IOB Q1FY27: Profit Jumps 49%, Management Guides NIM at 3.3–3.4% scanx.trade
Indian Overseas Bank - PNB among 4 stocks showing bullish RSI upswing - The Economic TimesMarket news · 21 Jul 2026, 6:20 pm
Indian Overseas Bank - PNB among 4 stocks showing bullish RSI upswing The Economic Times
CARD91 offers its comprehensive PPI Suite to Indian Overseas Bank with RuPay NCMC Capability - PR NewswireMarket news · 21 Jul 2026, 3:00 pm
CARD91 offers its comprehensive PPI Suite to Indian Overseas Bank with RuPay NCMC Capability PR Newswire
Indian Overseas Bank spurts 2.43%, gains for fifth straight session - Business StandardMarket news · 21 Jul 2026, 1:17 pm
Indian Overseas Bank spurts 2.43%, gains for fifth straight session Business Standard
Indian Overseas Bank Projects Minimum 13% Credit Growth And 3.3% NIM - SahiMarket news · 21 Jul 2026, 9:53 am
Indian Overseas Bank Projects Minimum 13% Credit Growth And 3.3% NIM Sahi
IOB profit up 49% in Q1; eyes $1bn mop up via overseas route - DT NextMarket news · 21 Jul 2026, 8:41 am
IOB profit up 49% in Q1; eyes $1bn mop up via overseas route DT Next
Corporate actions
Events
- board MeetingsQuarterly Results
- annual General MeetingAGM
- board MeetingsInter alia, to consider and approve Capital Plan of the Bank for FY 2026-27.
- board MeetingsAudited Results
- board MeetingsQuarterly Results
- annual General MeetingEGM
- board MeetingsQuarterly Results
- board MeetingsQuarterly Results
Rusaka Markets Community
Discussion and sentiment for Indian Overseas Bank
Posts are linked to the canonical company record. Community BUY, NEUTRAL and SELL opinions are user-generated, moderated and separate from analyst consensus and Rusaka Markets AI.
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Company profile
Business information
What the company does
Indian Overseas Bank (the Bank) is engaged in the business of banking. The Bank's segments include Treasury, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations. The Bank offers a comprehensive suite of financial products and services across retail, agriculture, Micro, Small and Medium Enterprises (MSME), and corporate banking. The Bank caters to credit and deposit needs through a portfolio that includes housing loans, jewel loans, business finance, agri-credit, and Environmental, Social, and Governance (ESG)-linked products. Its personal banking services include savings bank, current accounts, term deposits, retail loans, and mortgages and digital banking. Its merchant banking division includes debenture trustee, banker to issue and others. Its digital banking services include Credit Card, Debit Card, Internet Banking, IOB Fastag, and IOB-Pay, among others. It operates overseas branches in Singapore, Colombo, Hong Kong, and Bangkok.
Company facts
- Industry
- Regional Banks
- Sector
- Regional Banks
- NSE Code
- IOB
- BSE Code
- 532388
Questions
Stock FAQ
What is the symbol and ISIN of Indian Overseas Bank?
Indian Overseas Bank has the symbol IOB and ISIN - INE565A01014.
What is the current price of Indian Overseas Bank?
Indian Overseas Bank is currently trading at INR 32.18.
What are the year high and year low of Indian Overseas Bank?
Indian Overseas Bank has a year high of INR 41.80 and a year low of INR 31.20.
What is the market capitalization of Indian Overseas Bank?
Indian Overseas Bank has a market capitalization of INR 66,762.32 crore.
What is the P/E ratio of Indian Overseas Bank?
Indian Overseas Bank has a P/E ratio of 10.71.
What is the dividend yield of Indian Overseas Bank?
Indian Overseas Bank has a dividend yield of 0.00%.
How is the financial performance of Indian Overseas Bank based on revenue, net income, and EPS?
Indian Overseas Bank has revenue of INR 31,895.68 crore, net income of INR 5,418.47 crore, and EPS of INR 3.18.
What is the book value of Indian Overseas Bank?
Indian Overseas Bank has a book value of INR 20.22.
What is the debt-to-equity ratio of Indian Overseas Bank?
Indian Overseas Bank has a debt-to-equity ratio of NA.
What are the price-to-book and price-to-sales ratios of Indian Overseas Bank?
Indian Overseas Bank has a price-to-book ratio of 1.59 and a price-to-sales ratio of 2.09.
Corporate-action adjustment is provider-defined. Rusaka Markets research and computed indicators are not investment advice.