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GICHSGFIN · NSEBSE SENSEX74,314.59-0.03%BSE |
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GI
NSE · Equity shares · Consumer Financial Services1.08 · 0.80%
GIC Housing Finance GICHSGFIN
NSE:INR 136
BSE:INR 135
Data quality and coveragePrice, company fundamentals and optional research feeds are tracked separately.
Headline priceLast market snapshot
Company fundamentalsStale · last-known data
Research sections9 of 9 availableMissing source values remain unavailable, never zero-filled.
AI analysis and Advanced tools for GICHSGFIN
Analysis, reports, chat and Advanced access use the same Rusaka Markets account. The backend remains authoritative for roles, subscriptions, credits and permissions.
Snapshot
Price and key statistics
Reported and computed values remain separate; missing values are not converted to zero.
Previous closeINR 134.92
Day rangeINR 135 — INR 137.74
52-week rangeINR 130.05 — INR 202.5
Volume44,942
Market cap795.12
P/E4.57
Fundamental highlightsReported values unless marked as computed
Revenue (INR Cr)1,082.23
Net Income (INR Cr)154.82
Rev Growth (5 Year %)-2.44
EPS Growth (5 Year %)7.96
P/E Ratio4.57
Book Value388.02
EPS41.12
Price/BV0.35Computed
Research path: Interpret GIC Housing Finance's snapshot alongside the wider market dashboard, the financial-statement research guide and the valuation-ratios field guide.
Validated OHLC
Interactive price chart
Crosshair, OHLCV tooltip, indicators, volume, zoom and pan use the same candle API as the advanced workspace.
GICHSGFINGIC Housing Finance1d · INR · NSE
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Auditable calculations
Daily technical summary
Calculated from validated daily candles. Descriptive research only.
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Indicators describe price behaviour and volatility; they are not a BUY, NEUTRAL or SELL recommendation.
Company reporting
Financial statements
IND AS · INR crore
| Metric | 2026 | 2025 | 2024 |
|---|---|---|---|
| Total Liabilities Shareholders' Equity | 11,298.98 | 10,775.38 | 10,470.56 |
| Accumulated Depreciation Total | -20.35 | -26.05 | -33.23 |
| Cash Equivalents | 0 | 0 | 0 |
| Other Liabilities Total | 36.53 | 31.06 | 30.23 |
| Long Term Debt | 7,726.47 | 7,226.87 | 7,782.84 |
| Common Stock Total | 53.85 | 53.85 | 53.85 |
| Other Equity Total | 12.9 | 1.93 | 2.11 |
| Prepaid Expenses | 5.25 | 5.68 | 4.79 |
| Total Assets | 11,298.98 | 10,775.38 | 10,470.56 |
| Current Portof LT Debt/Capital Leases | 768.75 | 769.49 | 383.99 |
| Additional Paid-In Capital | 117.02 | 117.02 | 117.02 |
| Cash | 40.06 | 53.76 | 35.86 |
| Total Equity | 2,106.4 | 1,964.84 | 1,828.83 |
| Long Term Investments | 214.73 | 258.22 | 172.37 |
| Retained Earnings(Accumulated Deficit) | 1,922.63 | 1,792.04 | 1,655.85 |
| Total Common Shares Outstanding | 5.39 | 5.39 | 5.39 |
| Property/Plant/Equipment Total-Gross | 88.45 | 50.36 | 55.67 |
| Tangible Book Valueper Share Common Eq | 388.02 | 362.3 | 333.81 |
| Total Liabilities | 9,192.58 | 8,810.54 | 8,641.73 |
| Total Debt | 9,118.76 | 8,750.59 | 8,584.4 |
| Cashand Short Term Investments | 40.06 | 53.76 | 35.86 |
| Total Receivables Net | 2.19 | 1.49 | 0.88 |
| Notes Payable/Short Term Debt | 561.01 | 737.44 | 396.46 |
| Accounts Receivable-Trade Net | 0.86 | 0.61 | 0.83 |
| Property/Plant/Equipment Total-Net | 68.1 | 24.31 | 22.44 |
| Accounts Payable | 31.48 | 22.34 | 21.62 |
| Other Currentliabilities Total | 5.81 | 6.55 | 5.48 |
| Total Long Term Debt | 7,789 | 7,243.66 | 7,803.95 |
| Other Assets Total | 3.75 | 3.24 | 2.73 |
| Intangibles Net | 16.87 | 13.8 | 31.24 |
| Other Long Term Assets Total | 105.06 | 190.99 | 174.92 |
| Note Receivable-Long Term | 10,842.97 | 10,223.89 | 10,025.33 |
| Capital Lease Obligations | 62.53 | 16.79 | 21.11 |
Fundamentals
Valuation and ratios
Growth
Debt 5Yr CAGR %-4.07
Margins
Operating Margin 12m14.73
Operating Margin 5y Avg19.47
Net Profit Margin 12m14.31
Net Profit Margin 5y15.56
Yield
Dividend Yield %3.02
Valuation
Price to Sale Ratio0.73
Risk and consensus
Source-qualified signals
Risk metrics
Overall RiskBalanced risk
Board Risk25.06
Analyst consensus
Analyst consensus unavailable.
Provider consensus uses a 1 (Strong Buy) to 5 (Strong Sell) score. The payload does not include price targets, so none are inferred from 52-week prices or recommendation percentages.Industry context
Peer comparison
Only peers present in the company profile payload are displayed.
| Company | Price | Market cap | P/E | Research |
|---|---|---|---|---|
| Bajaj Finance | INR 1,060 | 6.59 L | 25.01 | — |
| Shriram Finance | INR 1,050.15 | 2.47 L | 13.87 | — |
| Jio Financial Services | INR 235 | 1.55 L | 95.47 | — |
| Tata Capital | INR 346.3 | 1.47 L | 20.47 | — |
| Power Finance Corporation | INR 411.5 | 1.36 L | 5.42 | — |
Shareholding
Ownership
- Promoter
- 42.41%
- FII
- 1.40%
- Other
- 56.19%
Company intelligence
Latest relevant news
Source, timestamp and external destination are shown. Provider relevance scores are not available.
National Insurance confirms no encumbrance on GIC Housing Finance shares - scanx.tradeMarket news · 12 Jun 2026, 5:24 am
National Insurance confirms no encumbrance on GIC Housing Finance shares scanx.trade
GIC Housing Finance Ltd Technical Momentum Shifts Amid Mixed Market Signals - MarketsMojoMarket news · 10 Jun 2026, 9:54 am
GIC Housing Finance Ltd Technical Momentum Shifts Amid Mixed Market Signals MarketsMojo
GIC Housing Finance Downgraded to Strong Sell Amid Weak Fundamentals and Bearish Technicals - MarketsMojoMarket news · 9 Jun 2026, 11:21 am
GIC Housing Finance Downgraded to Strong Sell Amid Weak Fundamentals and Bearish Technicals MarketsMojo
GIC Housing Finance Ltd Faces Bearish Momentum Amid Technical Downgrade - Markets MojoMarket news · 9 Jun 2026, 8:02 am
GIC Housing Finance Ltd Faces Bearish Momentum Amid Technical Downgrade Markets Mojo
Why Is GIC Housing Finance Limited (GICHSGFIN.BO) Stock Down Today? - MeykaMarket news · 5 Jun 2026, 2:45 pm
Why Is GIC Housing Finance Limited (GICHSGFIN.BO) Stock Down Today? Meyka
GIC Housing Finance Ltd is Rated Sell - Markets MojoMarket news · 4 Jun 2026, 2:37 am
GIC Housing Finance Ltd is Rated Sell Markets Mojo
Corporate actions
Events
- annual General MeetingAGM
- dividendRs.4.5000 per share(45%)Final Dividend
- board MeetingsAudited Results & Final Dividend
- board MeetingsQuarterly Results
- board MeetingsQuarterly Results
- annual General MeetingPOM
- board MeetingsInter alia, to peruse and approve the Key Information Document for the purpose of raising of funds by way of issue of redeemable non-convertible debt securities on private placement basis.
- annual General MeetingAGM
Rusaka Markets Community
Discussion and sentiment for GIC Housing Finance
Posts are linked to the canonical company record. Community BUY, NEUTRAL and SELL opinions are user-generated, moderated and separate from analyst consensus and Rusaka Markets AI.
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Company profile
Business information
What the company does
GIC Housing Finance Limited is an India-based company, which is engaged in carrying on the business of housing finance in India. The Company’s main business is to provide loans for the purchase or construction of residential units. It grants housing loans to individuals and to persons/entities engaged in the construction of houses/flats for residential purposes. It offers long-term finance on such terms and conditions as the Company may deem fit, to individuals, co-operative societies, associations of persons, companies or corporations, or such other persons or entities for the purchase of plots, houses, flats, apartments and/or construction, repair, renovation and/or enhancement of houses, flats or apartments for residential purposes. Its products include individual housing loans, composite loans, construction loans, affordable home loans, repair and renovation loans, home extension loans, and loans against property.
Company facts
- Industry
- Consumer Financial Services
- Sector
- Consumer Financial Services
- NSE Code
- GICHSGFIN
- BSE Code
- 511676
Questions
Stock FAQ
What is the symbol and ISIN of GIC Housing Finance?
GIC Housing Finance has the symbol GICHSGFIN and ISIN - INE289B01019.
What is the current price of GIC Housing Finance?
GIC Housing Finance is currently trading at INR 136.00.
What are the year high and year low of GIC Housing Finance?
GIC Housing Finance has a year high of INR 202.50 and a year low of INR 130.05.
What is the market capitalization of GIC Housing Finance?
GIC Housing Finance has a market capitalization of INR 795.12 crore.
What is the P/E ratio of GIC Housing Finance?
GIC Housing Finance has a P/E ratio of 4.57.
What is the dividend yield of GIC Housing Finance?
GIC Housing Finance has a dividend yield of 3.02%.
How is the financial performance of GIC Housing Finance based on revenue, net income, and EPS?
GIC Housing Finance has revenue of INR 1,082.23 crore, net income of INR 154.82 crore, and EPS of INR 36.73.
What is the book value of GIC Housing Finance?
GIC Housing Finance has a book value of INR 388.02.
What is the debt-to-equity ratio of GIC Housing Finance?
GIC Housing Finance has a debt-to-equity ratio of NA.
What are the price-to-book and price-to-sales ratios of GIC Housing Finance?
GIC Housing Finance has a price-to-book ratio of 0.35 and a price-to-sales ratio of 0.73.
Corporate-action adjustment is provider-defined. Rusaka Markets research and computed indicators are not investment advice.