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NSE · Equity shares · Consumer Financial Services-0.50 · -0.04%
CreditAccess Grameen CREDITACC
NSE:INR 1,400.7
BSE:INR 1,531.65
Data quality and coveragePrice, company fundamentals and optional research feeds are tracked separately.
Headline priceLast market snapshot
Company fundamentalsStale · last-known data
Research sections9 of 9 availableMissing source values remain unavailable, never zero-filled.
Temporary source issue: live-price. Available sections remain usable while the affected layer retries on a later request.
AI analysis and Advanced tools for CREDITACC
Analysis, reports, chat and Advanced access use the same Rusaka Markets account. The backend remains authoritative for roles, subscriptions, credits and permissions.
Snapshot
Price and key statistics
Reported and computed values remain separate; missing values are not converted to zero.
Previous closeINR 1,401.2
Day rangeINR 1,370 — INR 1,423.8
52-week rangeINR 1,113 — INR 1,634
Volume1.89 L
Market cap24,694.42
P/E19.7
Fundamental highlightsReported values unless marked as computed
Revenue (INR Cr)6,010.03
Net Income (INR Cr)777.64
Rev Growth (5 Year %)19.55
EPS Growth (5 Year %)40.33
P/E Ratio19.7
EPS131.68
Research path: Interpret CreditAccess Grameen's snapshot alongside the wider market dashboard, the financial-statement research guide and the valuation-ratios field guide.
Validated OHLC
Interactive price chart
Crosshair, OHLCV tooltip, indicators, volume, zoom and pan use the same candle API as the advanced workspace.
CREDITACCCreditAccess Grameen1d · INR · NSE
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Auditable calculations
Daily technical summary
Calculated from validated daily candles. Descriptive research only.
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Indicators describe price behaviour and volatility; they are not a BUY, NEUTRAL or SELL recommendation.
Company reporting
Financial statements
IND AS · INR crore
| Metric | 2026 | 2025 | 2024 |
|---|---|---|---|
| Total Liabilities Shareholders' Equity | 31,930.23 | 27,802.45 | 28,870.83 |
| Accumulated Depreciation Total | -169.74 | -142.29 | -117.98 |
| Cash Equivalents | 902.35 | 1,078.01 | 824.91 |
| Other Liabilities Total | 104.55 | 114.45 | 96.99 |
| Long Term Debt | 10,712.13 | 9,985.24 | 11,970.48 |
| Common Stock Total | 159.72 | 159.38 | 158.91 |
| Other Equity Total | 22.63 | -27.06 | -4.64 |
| Total Assets | 31,930.23 | 27,802.45 | 28,870.83 |
| Current Portof LT Debt/Capital Leases | 12,957.48 | 10,485.01 | 9,889.02 |
| Additional Paid-In Capital | 2,561.05 | 2,520.92 | 2,498.13 |
| Cash | 249.23 | 193.48 | 282.38 |
| Total Equity | 7,842.25 | 6,955.97 | 6,569.98 |
| Long Term Investments | 1,130.37 | 925.18 | 1,466.45 |
| Retained Earnings(Accumulated Deficit) | 5,098.37 | 4,302.39 | 3,917.11 |
| Total Common Shares Outstanding | 16.02 | 15.97 | 15.94 |
| Property/Plant/Equipment Total-Gross | 300.98 | 273.01 | 239.33 |
| Tangible Book Valueper Share Common Eq | 461.05 | 405.69 | 381.34 |
| Goodwill Net | 375.68 | 375.68 | 375.68 |
| Total Liabilities | 24,087.98 | 20,846.48 | 22,300.85 |
| Total Debt | 23,749.98 | 20,553.47 | 21,947.31 |
| Cashand Short Term Investments | 1,151.58 | 1,271.49 | 1,107.29 |
| Notes Payable/Short Term Debt | 0 | 0 | 0 |
| Property/Plant/Equipment Total-Net | 131.24 | 130.7 | 121.35 |
| ESOP Debt Guarantee | 0.48 | 0.34 | 0.47 |
| Accounts Payable | 40.33 | 32.06 | 36.52 |
| Other Currentliabilities Total | 193.12 | 146.5 | 220.03 |
| Total Long Term Debt | 10,792.5 | 10,068.46 | 12,058.29 |
| Other Assets Total | 610.03 | 139.69 | 95.14 |
| Intangibles Net | 80.71 | 100.7 | 116.59 |
| Other Long Term Assets Total | 473.19 | 523.53 | 343.54 |
| Note Receivable-Long Term | 27,977.43 | 24,335.48 | 25,244.79 |
| Capital Lease Obligations | 80.37 | 83.22 | 87.81 |
Fundamentals
Valuation and ratios
Growth
Debt 5Yr CAGR %16.61
Margins
Operating Margin 12m56.18
Operating Margin 5y Avg56.58
Net Profit Margin 12m19.29
Net Profit Margin 5y17.1
Yield
Dividend Yield %0
Valuation
Price to Sale Ratio4.11
Risk and consensus
Source-qualified signals
Risk metrics
Overall RiskBalanced risk
Board Risk39.37
Analyst consensus
ConsensusStrong Buy
Consensus score1.76
Analyst opinions17
Strong Sell count1
Sell count0
Hold count0
Buy count9
Strong Buy count7
Provider consensus uses a 1 (Strong Buy) to 5 (Strong Sell) score. The payload does not include price targets, so none are inferred from 52-week prices or recommendation percentages.Industry context
Peer comparison
Only peers present in the company profile payload are displayed.
| Company | Price | Market cap | P/E | Research |
|---|---|---|---|---|
| Bajaj Finance | INR 1,149.9 | 7.16 L | 25.01 | — |
| Shriram Finance | INR 1,139 | 2.68 L | 13.87 | — |
| Jio Financial Services | INR 264 | 1.74 L | 95.47 | — |
| Tata Capital | INR 382.9 | 1.62 L | 20.47 | — |
| Power Finance Corporation | INR 416.5 | 1.37 L | 5.42 | — |
Shareholding
Ownership
- Promoter
- 66.21%
- FII
- 13.48%
- MF
- 10.20%
- Other
- 10.11%
Company intelligence
Latest relevant news
Source, timestamp and external destination are shown. Provider relevance scores are not available.
CAGL28.NE Bond Profile — Key Metrics - TradingViewMarket news · 18 Jul 2026, 4:59 pm
CAGL28.NE Bond Profile — Key Metrics TradingView
CreditAccess Grameen to discuss Q1 FY27 results on July 24 - scanx.tradeMarket news · 17 Jul 2026, 6:37 pm
CreditAccess Grameen to discuss Q1 FY27 results on July 24 scanx.trade
970CAGL28 Bond Profile — Key Metrics - TradingViewMarket news · 17 Jul 2026, 4:09 am
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Corporate actions
Events
- board MeetingsQuarterly Results
- annual General MeetingAGM
- board MeetingsAudited Results
- board MeetingsTo consider other business matters.
- board MeetingsQuarterly Results
- annual General MeetingAGM
- board MeetingsTo consider other business matters.
- board MeetingsTo consider other business matters.
Rusaka Markets Community
Discussion and sentiment for CreditAccess Grameen
Posts are linked to the canonical company record. Community BUY, NEUTRAL and SELL opinions are user-generated, moderated and separate from analyst consensus and Rusaka Markets AI.
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Company profile
Business information
What the company does
CreditAccess Grameen Limited is a microfinance company which offers women entrepreneurs loans for various needs such as income generation, medical expenses, and education. It is also focused on lending to members. It has a presence in approximately 16 states and one union territory of India, through 2,063 branches across 423 districts. Its products include Microfinance-Group Lending, which offers Emergency Loan, Family Welfare Loans, Home Improvement Loan, and Income Generation Loan; Retail Finance, which offers Grameen Vikas Loan, Grameen Two-Wheeler Loan, Grameen Housing Loan, and Unnati Loan; Digital lending, which includes Grameen MAHI, Pragathi Digital Loan, and Multi-Purpose Digital Loan, and Distributor products, which include Life Insurance, national pension scheme (NPS)- Swavalamban, and Grameen Suraksha. Its Grameen MAHI is a customer application. Its Pragathi Digital Loan is offered to women to support their business, working capital requirements, medical and family needs.
Company facts
- Industry
- Consumer Financial Services
- Sector
- Consumer Financial Services
- NSE Code
- CREDITACC
- BSE Code
- 541770
Questions
Stock FAQ
What is the symbol and ISIN of CreditAccess Grameen?
CreditAccess Grameen has the symbol CREDITACC and ISIN - INE741K01010.
What is the current price of CreditAccess Grameen?
CreditAccess Grameen is currently trading at INR 1,400.70.
What are the year high and year low of CreditAccess Grameen?
CreditAccess Grameen has a year high of INR 1,634.00 and a year low of INR 1,113.00.
What is the market capitalization of CreditAccess Grameen?
CreditAccess Grameen has a market capitalization of INR 24,694.42 crore.
What is the P/E ratio of CreditAccess Grameen?
CreditAccess Grameen has a P/E ratio of 19.70.
What is the dividend yield of CreditAccess Grameen?
CreditAccess Grameen has a dividend yield of 0.00%.
How is the financial performance of CreditAccess Grameen based on revenue, net income, and EPS?
CreditAccess Grameen has revenue of INR 6,010.03 crore, net income of INR 777.64 crore, and EPS of INR 141.30.
What is the book value of CreditAccess Grameen?
CreditAccess Grameen has a book value of NA.
What is the debt-to-equity ratio of CreditAccess Grameen?
CreditAccess Grameen has a debt-to-equity ratio of NA.
What are the price-to-book and price-to-sales ratios of CreditAccess Grameen?
CreditAccess Grameen has a price-to-book ratio of NA and a price-to-sales ratio of 4.11.
Corporate-action adjustment is provider-defined. Rusaka Markets research and computed indicators are not investment advice.